Cipher
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About this app
Your financial history shouldn't live on someone else's servers.
Cipher automatically captures transactions from SMS and supported finance app notifications, organizes them into a searchable financial history, and helps you understand where your money goes. Everything happens entirely on your device.
No account.
No bank linking.
No cloud.
No ads.
No tracking.
Just your finances, under your control.
WHAT YOU CAN DO
• Automatically capture transactions from SMS and supported finance app notifications
• Organize spending into categories like Food, Shopping, Bills, Travel, Investments, and more
• Track your monthly budget and monitor your spending throughout the month
• Detect recurring subscriptions before they catch you by surprise
• Explore your spending with trends, category breakdowns, merchant insights, heatmaps, and more
• Search, add, edit, and manage transactions whenever you need
• Export your transaction history as CSV or PDF
• Create encrypted backups and restore them whenever you want
PRIVACY
Privacy isn't an afterthought—it's the foundation of Cipher.
Cipher has no Internet permission. It cannot upload your financial data, collect analytics, display ads, or create an online profile.
Your financial data stays on your device. Always.
SECURITY
• AES-256 encrypted database powered by SQLCipher
• Fingerprint authentication
• Automatic app lock
• Privacy mode to hide balances and sensitive information
• No ads
• No trackers
• No analytics
OPEN SOURCE
Cipher is fully open source. You can inspect the source code yourself and verify exactly how your data is handled.
Designed for transaction alerts from major Indian banks, UPI apps, and digital wallets, with support continuing to expand.
Cipher automatically captures transactions from SMS and supported finance app notifications, organizes them into a searchable financial history, and helps you understand where your money goes. Everything happens entirely on your device.
No account.
No bank linking.
No cloud.
No ads.
No tracking.
Just your finances, under your control.
WHAT YOU CAN DO
• Automatically capture transactions from SMS and supported finance app notifications
• Organize spending into categories like Food, Shopping, Bills, Travel, Investments, and more
• Track your monthly budget and monitor your spending throughout the month
• Detect recurring subscriptions before they catch you by surprise
• Explore your spending with trends, category breakdowns, merchant insights, heatmaps, and more
• Search, add, edit, and manage transactions whenever you need
• Export your transaction history as CSV or PDF
• Create encrypted backups and restore them whenever you want
PRIVACY
Privacy isn't an afterthought—it's the foundation of Cipher.
Cipher has no Internet permission. It cannot upload your financial data, collect analytics, display ads, or create an online profile.
Your financial data stays on your device. Always.
SECURITY
• AES-256 encrypted database powered by SQLCipher
• Fingerprint authentication
• Automatic app lock
• Privacy mode to hide balances and sensitive information
• No ads
• No trackers
• No analytics
OPEN SOURCE
Cipher is fully open source. You can inspect the source code yourself and verify exactly how your data is handled.
Designed for transaction alerts from major Indian banks, UPI apps, and digital wallets, with support continuing to expand.
Private, local-first personal finance. Automatic and entirely on-device.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
What's new in v4.8.0:
• Smart Rules: Custom rules to automatically categorize your transactions from merchants (Settings > Smart Rules).
• Transaction Notes: Add notes to track bill splits or purchase details.
• Redesigned Settings UI: Cleaner screen and category selectors.
• Smart Rules: Custom rules to automatically categorize your transactions from merchants (Settings > Smart Rules).
• Transaction Notes: Add notes to track bill splits or purchase details.
• Redesigned Settings UI: Cleaner screen and category selectors.
Everyone
Learn moreApp support
About the developer
SK MASUM ALI
masumali262006@gmail.com
India