Manappuram Gold Loan OGL Lite

Manappuram Finance Limited

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About this app

OGL Lite – Manage Your Gold Loan with Manappuram Finance Limited

OGL Lite is the official mobile application of Manappuram Finance Limited, a registered Non-Banking Financial Company (NBFC) regulated by the Reserve Bank of India (RBI). The app allows existing customers to conveniently manage their gold loan accounts anytime, anywhere. Customers can view account details, make online payments, repledge gold loans, and check statements in a secure and easy way.

🔹 Key Features:

View your active gold loan accounts

Make quick and secure online payments

Repledge towards your gold loan inventory

Check account statements and transaction history

Locate nearby Manappuram branches


📌 Gold Loan Product Details:

1. Loan Amount: ₹1,000 up to eligibility limit


2. Loan Duration: 90 days to 365 days


3. Annual Gold Loan Interest Rates (APR): 9.90% – 24%


4. Processing Fee: ₹10 at the time of settlement


5. Additional Processing Fee on Repledge: 0.007% of new pledge value


6. Individual Maximum Exposure Limit: ₹25 Lakhs (requires separate approval for additional exposure)



📌 Representative Example:
If the loan amount is ₹1,000 and a customer selects the DS scheme with an interest rate of 12% per annum, and the customer pays only the interest every 30 days for the next 180 days, the overall interest payable would be ₹59.17. A processing fee of ₹10 is charged at the time of settlement.
Total cost of the loan (Principal + Interest + Processing Fee): ₹1,069.17.
Customers have the convenience to pay the principal balance anytime within the 180-day tenure.

📌 Compliance Note:

Minimum repayment period is 61 days; we do not provide pay-day loans or loans with less than 61-day repayment period, in accordance with Google’s loan policy.

OGL Lite does not provide personal loans or unsecured lending. Only existing gold loan customers can use the app.


Company Info:
Manappuram Finance Limited is an RBI-registered NBFC (IV / 470, Old | W638A, New), Manappuram House, Valapad, Thrissur, Kerala, India, PIN: 680567
CIN: L65910KL1992PLC006623 | LEI: 335800JL5WTUSKOSPN77 | Registration No: 6623

For more details, visit https://www.manappuram.com
Customer Care: 1800-420-22-33 (Toll Free) | Email: [e-mail]

Ratings and reviews

the Manappuram app is excellent; it makes obtaining a loan very easy, and the interest rates are low as well. I found this app to be truly impressive, and I believe all of you can place your trust in it too. Thank you, Manappuram.

worst experience. After updating the app it started to work with inconsistency. no help or support available for the update. Worst release notes and waste release management of this application. better not to be a customer of Manappuram.

I am very disappointed that the top up app only gives 6 times in one month... It asks me to consult the branch but even after consulting, there is no response at all.