Fructa: Money Market Funds KE

Mindberzerk Studio

About this app

Fructa brings Kenya's investment rates into one place, so you can see what your money could earn before you commit to anything.

Most people compare savings and investment options across scattered websites, PDFs, and WhatsApp messages. Fructa collects current rates for money market funds, Treasury bills, bonds, fixed income funds, and SACCOs, and presents them in a clear, consistent format you can actually compare.

📊 COMPARE EVERYTHING IN ONE PLACE
✔️ Money market fund yields in Kenyan shillings and US dollars
✔️ Treasury bills, bonds, and fixed income funds
✔️ Gross rate, net rate after 15% withholding tax, and the real return against current inflation
✔️ Benchmarks: inflation, the Central Bank Rate, and recent T-bill auction rates

📈 FOLLOW THE TREND, NOT A SNAPSHOT
✔️ Simple rate history charts for every fund
✔️ See how a fund has actually moved over time before you commit

💼 TRACK YOUR PORTFOLIO
✔️ Add the funds and instruments you already hold
✔️ One consolidated total in Kenyan shillings
✔️ Allocation across fund types at a glance
✔️ Projection tools that estimate growth with withholding tax applied, so the figure reflects what you would keep

✨ BUILT FOR CLARITY
✔️ Consistent, comparable figures instead of marketing language
✔️ Clean charts and readable numbers
✔️ Rate data drawn from public sources including the Central Bank of Kenya, the Capital Markets Authority, and fund managers

🔒 YOUR DATA STAYS YOURS
✔️ No account required
✔️ Your portfolio lives on your device

⚠️ IMPORTANT
Fructa is an information and comparison tool. It shows publicly available rate data and lets you track holdings you manage elsewhere. It does not hold your money, process transactions, or place trades on your behalf.

Fructa does not provide financial, investment, tax, or legal advice, and nothing in the app is a recommendation to buy or sell any product. Rates change, and past performance does not guarantee future results. Always confirm figures with the provider, and consider speaking to a licensed financial advisor before making a decision.

What’s new

Kenya's investment rates, all in one place.

📊 Money market, T-bill, bond and SACCO rates, in KES and USD
💰 Yields net of withholding tax, and real returns after inflation
📈 Your holdings tracked with totals, allocation and projections
🔔 Follow any fund and get told when its rate moves
📉 Rate history against live CBK benchmarks