Elet Capital — fast and convenient microloans in Kyrgyzstan.
With the Elet Capital app, you can get a loan in just a few clicks — no lines or office visits. Track the status of your loans and repayment terms right on your smartphone.
What you'll find in the app:
• Online loan application — simply fill out the form and receive a decision as soon as possible.
• Up-to-date information on your loans: outstanding amount, next payment date, payment history.
• Access to information about current promotions and special offers.
Lending disclosure (mandatory information):
• Minimum loan repayment term: 61 days (2 months).
• Maximum loan repayment term: 180 days (6 months).
• Maximum annual percentage rate (APR): 29.2% per annum.
(Note: The rate may vary depending on the loan product, but does not exceed the legally established rate.)
Example of calculating the total loan cost (Representative Example):
If you take out a loan of 10,000 soms for 90 days (3 months):
The interest rate is 2.43% per month.
The interest amount for 3 months will be 730 soms.
Total amount to be repaid: 10,730 soms.
(Of which: 10,000 soms is the principal amount, 730 soms is accrued interest. Calculated based on an APR of 29.2%).
Borrower requirements:
• Citizenship of the Kyrgyz Republic.
• Age 18 years or older.
• A valid Kyrgyz passport.
Legal information:
JSC "MFC Elet-Capital". NBKR License No. 013.
https://elet.kg/images/docs/license-nbkr-13.pdf
Download Elet Capital and solve your financial issues easily and securely!