Dumi - Sahabat ASN Indonesia

Fidac Inovasi Teknologi

About this app

Dumi Indonesia is a technology-based financial services (fintech) platform specifically designed for Civil Servants (ASN) in Indonesia, offering loans through a safe and legal process.

Dumi Indonesia Services and Features
- Target audience: Specifically for Civil Servants (ASN).
- Service type: Unsecured loans through fintech.
- Loan ceiling: Up to IDR 350 million.
- Interest rate: Starting from 9.9% per year.
- Loan term: Up to 15 years.
- Loan purpose: Helping meet various needs such as business capital, home renovations, education costs, and more.
- Legality: Registered and supervised by the Financial Services Authority (OJK).
- Management company: PT Fidac Inovasi Teknologi.

For example:
Loan Amount IDR 10,000,000
Term (Months) 12
Interest (Years) 9.9%
Admin Fee 2% 200,000
Insurance (0.6% per year) 60,000
---------------------------------------------------------
Installment per month 915,833
Amount received 9,740,000
Total repayment 10,989,996

• Interest rate (maximum APR): 9.9% per year.
• Total interest: 10,000,000 * 9.9% = 990,000
• Total admin fee & insurance per loan: 10,000,000 * 2.6% * 1 = 260,000
• Monthly installment: 10,000,000 + 9.9% * 1 / 12 = 915,833

PT. FIDAC INOVASI TEKNOLOGI is an online lending service provider registered and supervised by the Financial Services Authority (OJK) with registration number S-602/NB.213/2019 in accordance with the laws of the Republic of Indonesia and Financial Services Authority Regulation No. 77/POJK.01/2016. Therefore, PT INOVASI TEKNOLOGI is committed to upholding integrity and implementing consumer protection in accordance with applicable laws.

For further information, please contact us below:
Email: [e-mail]
Website: https://dumi.id
Facebook: DUMI Indonesia
Instagram: @dumi_id
Address: Jl. Kemang Raya No. 4, Bangka, Mampang Prapatan District, South Jakarta City, DKI Jakarta Province

Congratulations on applying for a DUMI online loan - Friends of Indonesian Civil Servants

(*) Loan applications will only be processed by agencies that have partnered with DUMI