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UKU - Akunankinga!
Thola imali ebolekiwe ephephile nethembekile evela ku-UKU, inkundla yesevisi yoxhaso oluhlanganyelwe yolwazi olusekelwe kulwazi, enelayisensi futhi egadwe yi-OJK, ngokuvumelana nenombolo yencwadi: KEP-46/D.05/2021 yomhla zi-2 Juni 2021.
I-UKU, nayo eyilungu le-AFPI, igcizelela izinsiza zayo eziphephile nezithembekile. Izimvume ezivela kwa-OJK kanye nobulungu bethu ku-AFPI ziwubufakazi bokuzibophezela kwethu ekunikezeni izinsizakalo ezithenjwayo. Ngaphezu kwalokho, i-UKU ithole isitifiketi se-ISO/IEC 27001:2013, ukuqashelwa okusemthethweni Kohlelo Lokuphathwa Kokuphepha Kolwazi esilusebenzisayo. Lesi isinyathelo sangempela esivela kithi sokuqinisekisa ukuvikeleka kolwazi lwekhasimende le-UKU.
Kungani uboleka imali ku-UKU?
☑ Akunankinga!
Nikeza i-KTP yakho, inombolo ye-akhawunti yomuntu siqu, inombolo kamakhalekhukhwini esebenzayo, bese ugcwalisa ifomu kuhlelo lokusebenza UKU.
☑ Sibonisa ngale ezinkokhelweni ezikhokhiswa amakhasimende
Azikho izimali ezifihliwe. Inkokhelo enkulu yesevisi ngeke ibe ngaphezu kuka-14% ngonyaka.
(1) Isikhathi semalimboleko: izinsuku ezingama-90 - 180
(2) Inzalo enkulu enobungani ngosuku: 0.3%.
(3) Inzalo enkulu yonyaka (APR): 36%.
(4) Inani lemalimboleko: Rp. 500,000 kuya ku-Rp. 12,000,000.
Ukulingisa Imalimboleko
Ukubalwa kwezindleko zomkhiqizo wemalimboleko we-IDR 1,000,000 izinsuku ezingama-90:
• Isamba Senkokhelo = I-IDR 1,000,000 + (IDR 1,000,000 x 0.3% x 90 izinsuku) = IDR 1,270,000
• Ibhili elibizayo ngesikhathi ngasinye (ngezinsuku ezingama-30): IDR 366,700 (kuhlanganise ne-VAT)
Ukubalwa kwezindleko zomkhiqizo wemalimboleko we-IDR 12,000,000 izinsuku ezingama-90:
• Isamba Senkokhelo = I-IDR 12,000,000 + (IDR 12,000,000 x 0.3% x 90 izinsuku) = IDR IDR 15,240,000
• Ibhili elibizayo ngesikhathi ngasinye (ngezinsuku ezingama-30): IDR 4,399,600 (kuhlanganise ne-VAT)
☑ Izimali ezikhishwe phakathi namahora angu-24
Imali engukheshi izokhokhwa ku-akhawunti yakho ebhalisiwe ngemva kokudlula inqubo yokuqinisekisa.
☑ Kunezindlela eziningi ezilula zokukhokha
Ukukhokha kungenziwa noma kuphi nanoma nini ngokudluliswa kwe-ATM, i-M-Banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, ne-Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).
☑ Sizibophezele ekuvikeleni idatha yomsebenzisi
Ngaphandle kokulandela imihlahlandlela ye-OJK nesitifiketi se-ISO/IEC 27001:2013, i-UKU ifinyelela kuphela ikhamera, umbhobho kanye nendawo kumaselula.
Izigaba Zenqubo Yokuhambisa Ekukhokhweni
1. Dawuniloda uhlelo lokusebenza lwe-UKU kumakhalekhukhwini wakho bese udala i-akhawunti bese ukhetha inani elincane kanye nobude besikhathi semalimboleko ngokwezidingo namakhono akho.
2. Gcwalisa idatha yakho yomuntu siqu. Qiniseka ukuthi isithombe sithathwe ngokucacile. Idatha oyigcwalisayo kufanele kube idatha yangempela futhi ukugcwaliswa kufanele kuhambisane nezinqubo.
3. Linda inqubo yokuqinisekisa ngohlelo. Ngemuva kokuthi isicelo senziwe, isistimu yethu icubungula ukuqinisekiswa ngokushesha. Isimo sokuqinisekisa singahlolwa kuhlelo lokusebenza.
4. Ngemva kokuphumelela ukuqinisekiswa, izimali zizokhishwa phakathi namahora angu-24.
KUBALULEKILE!
Sicela uqaphele zonke izinhlobo zokukhwabanisa egameni le-UKU noma i-PT Teknologi Merlin Sejahtera. Thola ulwazi olusemthethweni kuphela ngoxhumana naye ongezansi:
Isevisi yamakhasimende ka-WhatsApp (1): 087716640284
Isevisi yamakhasimende ka-WhatsApp (2): 085219944374
Ucingo: 021-80679606
I-imeyili: cs@ukuindo.com
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU My Financial Solutions
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UKU | I-PT Teknologi Merlin Sejahtera
I-Mayapada Tower 1, 18th floor suite 005. Jl. Jend. Sudirman Kav. 28, South Jakarta
Thola imali ebolekiwe ephephile nethembekile evela ku-UKU, inkundla yesevisi yoxhaso oluhlanganyelwe yolwazi olusekelwe kulwazi, enelayisensi futhi egadwe yi-OJK, ngokuvumelana nenombolo yencwadi: KEP-46/D.05/2021 yomhla zi-2 Juni 2021.
I-UKU, nayo eyilungu le-AFPI, igcizelela izinsiza zayo eziphephile nezithembekile. Izimvume ezivela kwa-OJK kanye nobulungu bethu ku-AFPI ziwubufakazi bokuzibophezela kwethu ekunikezeni izinsizakalo ezithenjwayo. Ngaphezu kwalokho, i-UKU ithole isitifiketi se-ISO/IEC 27001:2013, ukuqashelwa okusemthethweni Kohlelo Lokuphathwa Kokuphepha Kolwazi esilusebenzisayo. Lesi isinyathelo sangempela esivela kithi sokuqinisekisa ukuvikeleka kolwazi lwekhasimende le-UKU.
Kungani uboleka imali ku-UKU?
☑ Akunankinga!
Nikeza i-KTP yakho, inombolo ye-akhawunti yomuntu siqu, inombolo kamakhalekhukhwini esebenzayo, bese ugcwalisa ifomu kuhlelo lokusebenza UKU.
☑ Sibonisa ngale ezinkokhelweni ezikhokhiswa amakhasimende
Azikho izimali ezifihliwe. Inkokhelo enkulu yesevisi ngeke ibe ngaphezu kuka-14% ngonyaka.
(1) Isikhathi semalimboleko: izinsuku ezingama-90 - 180
(2) Inzalo enkulu enobungani ngosuku: 0.3%.
(3) Inzalo enkulu yonyaka (APR): 36%.
(4) Inani lemalimboleko: Rp. 500,000 kuya ku-Rp. 12,000,000.
Ukulingisa Imalimboleko
Ukubalwa kwezindleko zomkhiqizo wemalimboleko we-IDR 1,000,000 izinsuku ezingama-90:
• Isamba Senkokhelo = I-IDR 1,000,000 + (IDR 1,000,000 x 0.3% x 90 izinsuku) = IDR 1,270,000
• Ibhili elibizayo ngesikhathi ngasinye (ngezinsuku ezingama-30): IDR 366,700 (kuhlanganise ne-VAT)
Ukubalwa kwezindleko zomkhiqizo wemalimboleko we-IDR 12,000,000 izinsuku ezingama-90:
• Isamba Senkokhelo = I-IDR 12,000,000 + (IDR 12,000,000 x 0.3% x 90 izinsuku) = IDR IDR 15,240,000
• Ibhili elibizayo ngesikhathi ngasinye (ngezinsuku ezingama-30): IDR 4,399,600 (kuhlanganise ne-VAT)
☑ Izimali ezikhishwe phakathi namahora angu-24
Imali engukheshi izokhokhwa ku-akhawunti yakho ebhalisiwe ngemva kokudlula inqubo yokuqinisekisa.
☑ Kunezindlela eziningi ezilula zokukhokha
Ukukhokha kungenziwa noma kuphi nanoma nini ngokudluliswa kwe-ATM, i-M-Banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, ne-Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).
☑ Sizibophezele ekuvikeleni idatha yomsebenzisi
Ngaphandle kokulandela imihlahlandlela ye-OJK nesitifiketi se-ISO/IEC 27001:2013, i-UKU ifinyelela kuphela ikhamera, umbhobho kanye nendawo kumaselula.
Izigaba Zenqubo Yokuhambisa Ekukhokhweni
1. Dawuniloda uhlelo lokusebenza lwe-UKU kumakhalekhukhwini wakho bese udala i-akhawunti bese ukhetha inani elincane kanye nobude besikhathi semalimboleko ngokwezidingo namakhono akho.
2. Gcwalisa idatha yakho yomuntu siqu. Qiniseka ukuthi isithombe sithathwe ngokucacile. Idatha oyigcwalisayo kufanele kube idatha yangempela futhi ukugcwaliswa kufanele kuhambisane nezinqubo.
3. Linda inqubo yokuqinisekisa ngohlelo. Ngemuva kokuthi isicelo senziwe, isistimu yethu icubungula ukuqinisekiswa ngokushesha. Isimo sokuqinisekisa singahlolwa kuhlelo lokusebenza.
4. Ngemva kokuphumelela ukuqinisekiswa, izimali zizokhishwa phakathi namahora angu-24.
KUBALULEKILE!
Sicela uqaphele zonke izinhlobo zokukhwabanisa egameni le-UKU noma i-PT Teknologi Merlin Sejahtera. Thola ulwazi olusemthethweni kuphela ngoxhumana naye ongezansi:
Isevisi yamakhasimende ka-WhatsApp (1): 087716640284
Isevisi yamakhasimende ka-WhatsApp (2): 085219944374
Ucingo: 021-80679606
I-imeyili: cs@ukuindo.com
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU My Financial Solutions
-----
UKU | I-PT Teknologi Merlin Sejahtera
I-Mayapada Tower 1, 18th floor suite 005. Jl. Jend. Sudirman Kav. 28, South Jakarta
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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