ミライノート - ライフプラン・家計シミュレーション

ミライノート

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About this app

Mirai Note is a free life planning app that allows you to simulate your future household finances.

▼ Recommended for:
・Those who want to alleviate future financial anxieties
・Those who want to plan for home purchases and education expenses
・Those who want to simulate retirement pensions and severance pay
・Those who want to compare and consider multiple life plans
・Those who want to make calculations before consulting a financial planner (FP)

▼ Main Features
・Detailed input of income, expenses, and assets
・Future cash flow forecast (supports up to age 100)
・Visualization of asset trends with graphs
・Comparison of multiple life plans
・Simulation of children's education expenses
・Home purchase and mortgage calculation
・Pension and severance pay calculation
・Simulation of investment plans such as NISA and iDeCo
・Financial health score out of 100 points
・Comparison of 3 scenarios (optimistic, standard, pessimistic)

▼ 16 Input Categories
Profile, Income, Living Expenses, Children, Housing, Other Income and Expenses, Savings and Investments, Investment Plans, Debt and Insurance, Pension, Retirement, Long-term Care and Medical Care, Social Security and Taxes, Risk Analysis, Inheritance and Gifts, Goal Setting

▼ Features of Mirai Note
• Completely free with all features available
• No account registration required
• Data is saved on your smartphone (privacy guaranteed)
• Usable offline
• Simple and easy-to-use UI

▼ Usage Scenarios
• Want to plan your future finances after getting married
• Want to know how much money is needed for your children's education
• Want to compare whether buying a home or renting is more advantageous
• Are concerned about the 20 million yen retirement fund problem
• Want to simulate income changes when changing jobs or becoming self-employed
• Want to check the long-term effects of asset management

Visualize your future anxieties and start planning a life with peace of mind. If you're not satisfied with a household budget app, try Mirai Note, which allows you to see your entire life plan.