LendHub - Credit Assistant

M.Islam

About this app

LendHub brings a revolving credit facility into a direct digital journey. Submit one uncomplicated application, receive a decision promptly, and reach approved funds when necessary without travelling to a branch or preparing bundles of paperwork.
All payable components are placed before you before a draw is accepted. Repayment can be timed to suit you, early settlement carries no penalty, and receipt of the cleared balance makes the approved capacity available again immediately for a later need.
Key Features
Live Account Numbers at a Glance
See the approved ceiling, observe utilisation changing in real time, and return to earlier billing records from a single, clearly arranged dashboard.
Credit Ready When You Choose
Whenever funds are required, select any share of the limit already approved for you; the available credit can be reached immediately without another application or extra delay.
Every Cost Clear Up Front
The applicable rate, every fee, and all governing conditions appear before confirmation, so the payable figure is visible and no essential charge is hidden in small print.
Charges Follow Actual Use
Simply retaining the credit line creates no cost. Interest starts only after money is drawn and is computed each day on the precise amount being used.
Your Limit Returns After Repayment
After the outstanding balance is completely repaid, the full approved capacity is restored at once for future use, subject to the account standing then in effect.
Continuous Protection for Your Data
End-to-end encryption works with authentication at several layers to protect personal and financial information continuously and keep it under your control.
Credit Line Details
• Credit Line Range: INR 3,000 – INR 50,000
• Minimum Loan Term: 91 days
• Daily Usage Rate: up to 0.065% per day
• Maximum Annualized Rate (APR): up to 23.73%
Once the outstanding balance has been paid in full, the entire approved limit is reinstated without delay and can be used again, subject to the account's standing at that time.
Cost Illustration
The figures below are illustrative and trace how interest charged at a daily rate develops through a representative period of use.
• Amount Drawn: INR 10,000
• Daily Rate: 0.065%
• Usage Period: 100 days
Cost Breakdown
INR 10,000 × 0.065% × 100 days = INR 650
Total Repayment: INR 10,650
Each day's interest is based on the portion of the balance still unpaid. The eventual cost can be reduced by taking a smaller sum, settling sooner, or making partial repayments.
Eligibility Requirements
• Be at least 18 years of age — You must already be an adult with legal capacity to enter a credit agreement under Indian law.
• Hold a valid government-issued ID document — Identity confirmation requires a current document issued by an Indian authority and capable of verification, including Aadhaar, PAN, Passport, or an equivalent credential.
• Pass LendHub's eligibility assessment — Before access to the credit line is enabled, a fast, automated, and impartial assessment verifies that the profile satisfies our credit standards.
Customer Support
Help is available from the opening application until the final balance is repaid. Every enquiry is handled by a person familiar with the facility, and each message receives a prompt response.
Customer service email: [e-mail]

What’s new

Fast Credit, Best Rates, Easy Apply