MCash-Wallet

MICHEL J LHUILLIER FINANCIAL SERVICES PAWNSHOP INC

Contains ads

About this app

MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills, ShopSafe and more using a smartphone.

Send Money

Conveniently perform any of MCash Send Money options: MCash to MCash , Kwarta Padala or MCash to Bank* anytime, anywhere.

Buy ELoad

Easily buy or send load to your friends and family with just a few taps on your smartphone!

Pay Bills

Quickly pay your bills to over 400 partners nationwide from a number of categories including Utilities, Insurance, Loans and more!

Add Money

Cash in by visiting the nearest M Lhuillier branch or add money through ML Wallet’s partner banks*!

Receive Money

No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 50,000.00** per transaction through your MCash. Simply type the required Receive Money details after logging in!

Withdraw Money

Withdraw up to PHP 40,000** per day from any of the 2,500 M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App!

Buy Items*

Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop!

Loan*** In Partnership with: Lhuillier Saison Financing Corporation
Lhuillier Saison Financing Corporation is a registered and licensed financial institution operating under its own regulatory compliance.
Company Reg. No CS201907721
Certificate of Authority No. 1216

Salary Loan - Quick, zero-fee Salary Loan with hassle-free repayment.

Period for repayment: Minimum of 6 months | Maximum of 1 year
Maximum Annual Percentage Rate (APR) - 24% (VISMIN), 21% (LNCR)

Sample Loan Calculation:
Loan Amount - 75,000
Loan Term - 12 MONTHS
Per Payroll - 3,875, MONTHLY - 7,750

Charges:
DOCUMENTARY STAMP - 0.003 (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
PROCESSING FEE - 0.5% (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)

*Coming soon
**for fully verified users only
*** Employees and Affiliated Business Partners Only

Ratings and reviews

Not recommended this app is worse and may happens that during bank transfer it will takes a week before it credit to the bank, and even the eload sometimes they charge and it will also not come to your sim, even my friend is working to this company with their salary in this app always late and they check the their account at midnight, hope you value your customers and employees

I used the razor gold top up and the pin they give is already used. shame on this app. don't use their games top up. it's better to use coda shop than this.

NEVER AGAIN Got my refund after almost 3 months, but the damage is done. I paid for a 21k gold bracelet in February and their courier lost it. MLhuillier held my money with no urgency, no real updates just from their call center-ako pa kailangan tumawg, and no accountability. I could’ve invested that money elsewhere—I lost time and potential earnings. Only after constant follow-ups did they return it. Horrible service. If you value your money and sanity, DO NOT use this app. You’ve been warned.

What’s new

-UI enhancement