3.6
14.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills, ShopSafe and more using a smartphone.

Send Money

Conveniently perform any of MCash Send Money options: MCash to MCash , Kwarta Padala or MCash to Bank* anytime, anywhere.

Buy ELoad

Easily buy or send load to your friends and family with just a few taps on your smartphone!

Pay Bills

Quickly pay your bills to over 400 partners nationwide from a number of categories including Utilities, Insurance, Loans and more!

Add Money

Cash in by visiting the nearest M Lhuillier branch or add money through ML Wallet’s partner banks*!

Receive Money

No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 50,000.00** per transaction through your MCash. Simply type the required Receive Money details after logging in!

Withdraw Money

Withdraw up to PHP 40,000** per day from any of the 2,500 M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App!

Buy Items*

Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop!

*Coming soon
**for fully verified users only
Updated on
Sep 30, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
14.1K reviews
Aeril Anne Flores
September 26, 2024
what happened!!! I cannot withdraw my money!! Can't upgrade always error!!!! There's no way you can get your money!!!!
1 person found this review helpful
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aliah kadil
April 5, 2021
This is the 4th time i updated this app. The first and second update i thought is that the wifi is too slow that's why it didn't go thru but it's not. The 3rd time i make sure it's totally updated. It also said after when it should be (UPDATE), when i checked is (OPEN) but it's here again. I have to update again for me to go thru. If only this is the only solution i have to process the payment and my friend already send the money thru my wallet. I won't use this app.
57 people found this review helpful
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MICHEL J LHUILLIER FINANCIAL SERVICES PAWNSHOP INC
September 2, 2021
"Hi, we regret the inconvenience caused. Kindly elaborate on the issue so that we can look into the matter and resolve it for you. Please email us at customercare@mlhuillier.com. Thank you!"
john herbert quisquino
October 3, 2024
Hassle when doing cashin bank transfer need qr code what if your using the same phone that has the bank apps... Then the other way to cashin is to goto ml branch... Then why should i use this apps if i have to go on ml branch.... Second when i open my bank apps your apps is not on the list....
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App support

Phone number
+639479990337
About the developer
MICHEL J. LHUILLIER FINANCIAL SERVICES (PAWNSHOPS), INC.
ml-tg-appadmin@mlhuillier.com
Commerce Street corner Benedicto Street, North Reclamation Area Cebu City 6000 Philippines
+63 947 999 9849