Tutu Money 记账：AI智能记账与预算管理

墨案软件

In-app purchases

About this app

Tutu Money is a minimalist personal budgeting app that helps you easily record every income and expense, giving you a clear understanding of your financial situation.

【Core Functions】

• AI Smart Accounting: Long press the "+" sign to activate the AI ​​assistant. Enter phrases like "Lunch 25" or "Salary received 15000" to automatically record expenses. Members can use natural language to query bill data (e.g., "How much did I spend this month?", "Percentage of expenses in each category"), automatically generating charts and exporting to Excel.

• Quick Accounting: Large numeric keypad, record an expense every 3 seconds, supports income/expenses/transfers.

• Scheduled Accounting: Set up periodic automatic accounting; salary, utilities, and membership subscription expiration are automatically recorded, ensuring no expense is missed.

• Billing Cycle: Customize the monthly accounting start date (e.g., set it to the 15th if salary is paid on the 15th).

• Multi-ledger Management: Daily accounting, travel, baby, business—separate ledgers that don't interfere with each other.

• Smart Categorization: Built-in 40+ commonly used categories, with customizable additions and automatic sorting by usage frequency.

• Budget Management: Monthly total budget + category budget, real-time progress bar reminders, and overspending warnings.

• Data Statistics: Weekly/monthly/yearly trend charts, category percentage pie charts, and clear income and expense rankings.

• Account Management: Unify the management of all account balances, including bank cards, credit cards, e-wallets, and cash.

• Cloud Backup: Automatic backup via Google Drive/WebDAV, ensuring data integrity when switching devices (Pro feature).

• Bill Import: Supports importing Excel bills, allowing for one-click migration of old data.

• Bill Export: Export in CSV format for easy reconciliation and archiving.

【Privacy First】 Your accounting data is stored locally on your device by default and is not uploaded to any servers. Cloud backup is entirely optional, and the data is stored in your own Google Drive, which we cannot access. AI functions use your own API Key, and data is sent directly to your chosen AI service provider, bypassing our servers.

【Design Concept】 A warm panda orange color scheme and a smooth, fluid interactive experience. No ads, no distractions, focusing solely on the accounting process.

Upgrade to Tutu Money Pro to unlock advanced features such as AI data query, cloud backup, category management, multiple ledgers, and search.

Contact email: [e-mail]

What’s new

Tutu Money v1.2 更新内容

🆕 新功能
• AI 智能记账：长按 + 号唤醒 AI 助手，自然语言记账（如「午饭 25」「工资到账 15000」），会员可用自然语言查询账单数据并自动生成图表与 Excel 导出
• 定时记账：设置周期性自动记账（工资、水电、会员订阅），打开 App 自动补录，不漏一笔
• 账单周期：自定义每月记账起始日（如 15 号发工资设为 15 号）
• AI 查询结果可视化：柱状图、饼状图、折线图、表格，支持 Excel 导出

🔧 优化
• 适配 Android 16（API 36）
• 启用 R8 代码优化，包体积减小 50%
• 修复首页水果分类图标显示不一致
• 定时记账数据纳入云备份

🔒 隐私
AI 功能使用用户自有 API Key，数据直接发送至用户选择的 AI 服务商，不经我们的服务器