Modal Nasional-Pinjaman Daring

4.3
445K reviews
5M+
Downloads
Content rating
Everyone
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About this app

National Capital is an online loan application that is approved instantly, credited instantly, and has a financial permit from the OJK Financial Authority. We are one of the loan platforms in Indonesia that has a financial license.

We provide cash loan services that are safe, professional, smart and comfortable for customers. We will also actively increase quotas, reduce interest rates, and negotiate payment dates for high-quality customers.

Product Advantages:
Easy application: You can apply for a loan without collateral
Easy to use : You only need to operate your cell phone to apply for a loan
Convenient to fill in information: You don't need to submit loan information offline
Easy disbursement of funds: Once your loan is approved, your funds will be disbursed online

Loan application requirements:
For Age: 21 Years and Over
Have a steady income
Have a place to live

Product Information:
1. Funds from IDR 500,000 - IDR 20,000,000
2. Initial service fee: 0
3.Time limit 91-120 days
4.Loan interest rate:maximum APR 21.9%
For example: If you choose a loan of IDR 1,000,000 with a term of 120 days,
the total interest to be paid is: IDR 1,000,000*0.06%*120=IDR 72,000,
This is the same as monthly interest: IDR 1,000,000*0.06%*30=IDR 18,000,
So every month you need to pay: IDR 1,000,000/4+IDR 18,000=IDR 268,000,
then on the due date the total amount that must be paid is Rp. 1,000,000+(Rp. 1,000,000*0.06%*120)=Rp. 1,072,000

How to pay bills:
When you reach the payment date, you can use two payment methods, the first method is bank transfer, such as Bank BCA or Bank BNI, and the second method can be paid through minimarkets, such as at Alfamart or Indomaret to help you make payments

Contact us for further information:
TEL: 021-80627928
E-MAIL: help@modalnasional.co.id
Website: https://www.modalnasional.co.id
Address: Jalan Kresek Raya, Greenlake City Boulevard, Ruko Complex Cr
Updated on
Oct 15, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
444K reviews
Adiartha Griadhi
January 9, 2026
Sangat kooperatif, perfect !
PT Solusi Teknologi Finansial
January 9, 2026
Terima kasih atas respon positif yang anda berikan, semoga kami dapat selalu membantu dan menjadi solusi keuangan anda.
Radhytia Arghawisha
November 23, 2023
I was harassed by their debt collector via WA dan Instagram for days over somebody else's debt. I've never even took a loan. I did not approve the use of my contact details as emergency, nor did anyone in my family that the debt collector is harassing as well. Be mindful of your family and friends before opting to use this application as they will be victims of your reckleness.
218 people found this review helpful
PT Solusi Teknologi Finansial
November 23, 2023
selamat siang, mengenai keluhan yang anda sampaikan, mohon untuk menghubungi kami dengan mengirimkan data lengkap pengajuan. info lebih lanjut dapat menghubungi kami di layanan email cs@modalnasional.co.id, call center : 021-31196770
Sandra 3M (SUSANA)
October 15, 2022
the application is safe again, if you can ask for help the admin fee is not too high,but the interest very high with sort tenor payment, I hope that in the future, the repayment period is longer, given the current high interest rates with a very short loan period of only 14 days
65 people found this review helpful
PT Solusi Teknologi Finansial
October 15, 2022
selamat siang, terima kasih atas respon positif yang anda berikan, semoga kami selalu dapat membantu anda, info lebih lanjut dapat menghubungi kami di layanan email cs@modalnasional.id, call center : 021-31196770

What’s new

Perbaikan dan peningkatan kecil

App support

Phone number
+622131196068
About the developer
PT. SOLUSI TEKNOLOGI FINANSIAL
help@modalnasional.co.id
Komplek Green Lake City Rukan Crown Blok F No. 19C Kel. Petir, Kec. Cipondoh Kota Tangerang Banten 15148 Indonesia
+62 813-8407-2279