1. Isingeniso Somkhiqizo
I-ModalNasional iyisicelo sokubolekwa kwemali ku-inthanethi esifake isicelo semvume yezezimali kwa-OJK Financial Authority. Singezinye zezinkundla zokubolekwa imali ezinelayisensi yezezimali e-Indonesia. Sihlinzeka ngezinsiza eziphephile, ezichwepheshile, ezihlakaniphile nezinethezekile kumakhasimende. Sizophinda sinyuse ama-quota, sinciphise inzalo, futhi sixoxisane nezinsuku zokukhokha kumakhasimende ekhwalithi ephezulu.
2. izinzuzo zomkhiqizo
Isicelo esilula: Ungafaka isicelo semalimboleko ngaphandle kwesibambiso
Kulula ukuyisebenzisa: Udinga kuphela ukusebenzisa umakhalekhukhwini wakho ukuze ufake isicelo sokubolekwa imali
Kulula ukugcwalisa imininingwane: Awudingi ukuthumela imininingwane yemalimboleko ungaxhunyiwe ku-inthanethi
Ukukhishwa kwezimali okulula: Uma imali oyibolekiwe isigunyaziwe, imali yakho izokhishwa ku-inthanethi
3. Izidingo zesicelo semalimboleko
Ubudala: Iminyaka engama-21 nangaphezulu
Yiba nemali engenayo engaguquki
Yiba nendawo yokuhlala
4.Ulwazi lomkhiqizo
① Izimali ezivela ku-IDR 500,000 - IDR 20,000,000
②Inkokhelo yesevisi yokuqala :0
③Umnqamulajuqu yizinsuku ezingama-91-120
④Isilinganiso senzalo yemalimboleko:ubukhulu APR 21.9%
Isibonelo: Uma ukhetha imali mboleko ye-IDR 1,000,000 enesikhathi sezinsuku eziyi-120,
inani lenzalo okufanele ikhokhwe yile: IDR 1,000,000*0.06%*120=IDR 72,000,
Lokhu kuyefana nenzalo yanyanga zonke: IDR 1,000,000*0.06%*30=IDR 18,000,
Ngakho nyanga zonke udinga ukukhokha: IDR 1,000,000/4+IDR 18,000=IDR 268,000,
khona-ke ngosuku lomnqamulajuqu isamba semali okufanele ikhokhwe ngu-Rp. 1,000,000+(Rp. 1,000,000*0.06%*120)=Rp. 1,072,000
5.Indlela yokukhokha izikweletu
Lapho ufinyelela idethi yokukhokha, ungasebenzisa izindlela ezimbili zokukhokha, indlela yokuqala iwukudlulisa ebhange, njenge-BCA Bank noma i-BNI Bank, futhi indlela yesibili ingakhokhwa ngezimakethe ezincane, njenge-Alfamart noma i-Indomaret ukuze ikusize wenze izinkokhelo.
6. Xhumana nathi ukuze uthole ulwazi olwengeziwe
TEL: 021-80627928
I-IMEYILI: help@modalnasional.co.id
Iwebhusayithi http://www.modalnasional.co.id
Ikheli: Jalan Kresek Raya, Greenlake City Boulevard, Crown Ruko Complex block F19C, Cipondoh, Tangerang City, 15147
Kubuyekezwe ngo-
Jul 14, 2023