4.4
1.69K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Innovative & Delightful, first of its kind digital solutions in our newly upgraded Mfukoni app.

Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Android™ device. To get started, download the Mfukoni App and enroll by self registering.

With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme (from three available themes)
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills – DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Deposit SBM Bank Cheques
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Orange
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.
Updated on
Mar 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

Ratings and reviews

4.4
1.66K reviews
Tech XR
March 30, 2026
has definitely improved from 2 years back....love the salary advance...love the quick delivery...and withdrawal...still ways to go to have 3 months deductible salary loan..line co-orp and kcb...bt the progress is 👍
6 people found this review helpful
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SBM BANK (K) LIMITED
August 4, 2025
We are really sorry to hear about your experience and truly appreciate you taking the time to share your candid feedback. Please reach out to us directly at atyourservice@sbmbank.co.ke or call us on 0709800000 so we can assist you further and resolve the issue. Your experience matters to us. ^MK.
Jahcob
March 17, 2026
after update keeps telling me to update and can't log in anymore, frustrated 😞
2 people found this review helpful
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SBM BANK (K) LIMITED
April 9, 2026
We’re sorry for the frustration, this isn’t the experience we want for you. Please reach out to us on email to atyourservice@sbmbank.co.ke so we can assist you quickly. ^SA
Sharon Njeri Kamau
March 17, 2026
The app is better,one is charged lesser when withdrawing amounts
3 people found this review helpful
Did you find this helpful?
SBM BANK (K) LIMITED
April 9, 2026
Thank you for your feedback! We’re glad you’ve noticed the improvements and the lower withdrawal charges. If there’s anything we can do to make your experience even better, please let us know. Happy banking! ^SA

What’s new

-Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements
Content rating
Everyone
Learn more

App support

About the developer
SBM BANK (KENYA) LIMITED
atyourservice@sbmbank.co.ke
Riverside Mews Building, Riverside Drive Nairobi Kenya
+254 723 326321

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