모두의가계부

M-Ideas

Contains ads

About this app

This is a smart household ledger that automatically recognizes card payment text messages and app notifications to record transactions.

You no longer need to manually enter transactions while looking at receipts.

■ Automatic Transaction Recognition
It analyzes SMS and app notifications from card companies and banks in real-time to automatically extract the payment amount, merchant, and card name. Unconfirmed transactions can be reviewed in a waiting list and registered all at once.

■ Shared Household Ledger
Share the ledger with family, partners, or roommates. Securely share using the group invitation and approval features, and each member can check their individual spending status. It is also possible to manage two groups simultaneously.

■ Asset & Liability Management
Manage all assets and liabilities, including bank accounts, credit cards, cash, and loans, on a single screen. Get a clear overview of your balance and monthly trends at a glance.

■ Statistics & Analysis
Identify your spending patterns through monthly and annual expenditure statistics, category analysis, and a calendar view. Visually check how much you are spending and where you spend the most.

** ■ Budget Management

Set a monthly budget by category and compare it with actual spending to prevent overspending in advance.

■ Fixed & Recurring Transactions

Register regular expenses such as rent, subscription fees, and insurance premiums, and they will be automatically reflected every month.

■ Installment Tracking

Register installment payments, and the remaining installments and amounts will be managed automatically.

■ Cloud Sync

Log in with your Google account, and data will automatically sync across multiple devices. It records data even when offline and automatically syncs when connected.

■ Home Screen Widget

Check your recent transaction history immediately with the home screen widget without opening the app.

■ Data Export

Export your transaction history as an Excel file to manage separately or share.

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Free / Premium Comparison

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[ Free ]

• Income, Expense, and Transfer Records

• Automatic SMS & Notification Recognition

• Monthly Statistics and Calendar View

• Shared Household Account (Up to 2 people)

• View 3 Months of Transaction History

• Asset Management (Monthly)

• Home Screen Widget

[ Premium ]

• All Features of Free

• Annual Statistics and Calendar View

• Expense Filters by Member

• Budget Management

• Shared Household Account (Up to 100 people)

• View 30 Months of Transaction History

• Annual Asset Trend Analysis

• 72-Hour Trash Storage

• Ad-Free User Experience

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Permissions Guide

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• SMS Reception: Card/Bank Payment Text Messages Used for automatic recognition (Optional)

• Notification access: Used for automatic transaction recognition based on app notifications (Optional)

• Internet: Cloud synchronization and Google login

※ SMS and notification permissions are used solely for automatic transaction recognition and are not transmitted externally.

Inquiries: [e-mail]

What’s new

- 주간 보고서 기능 추가
- 결제감지 알람 로직 개선 (광고 문자 등록 방지)
- 카테고리 자동 매칭 로직 개선