Monetka — Займы до зарплаты

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About this app

Need urgent cash on your card until payday? Monetka — online loans to your card from trusted microfinance organizations (MFOs) in 15 minutes. Get instant microloans with guaranteed approval—just your passport, no paperwork, no guarantors. Get an online loan until payday—decided in 2 minutes. MFOs with guaranteed approval, cash on your card.

💳 MICROLOAN TO YOUR CARD — FAST AND TRANSPARENT

• Payday microloans from 3,000 to 100,000 rubles
• Transfer funds to any Russian bank card within 15 minutes of approval
• Just a passport — no income statements or guarantors required
• Online approval — 24/7
• Loan extension possible without penalties
• Microloans to your card with instant transfer
• Online microloans available 24/7 — cash instantly

💰 BORROW MONEY ONLINE — NO REFUSAL

Need to urgently borrow money before payday? Get a guaranteed microloan from Russia's leading microfinance organizations — borrow money in 5 minutes to any card:

• Borrow money online — no need to visit a branch
• Payday loans from 3,000 to 100,000 ₽
• Instant cash transfers to your card — transfers in 15 minutes
• Borrow money until payday even with bad credit
• MFI loans without employment verification — for the self-employed and freelancers
• Online loans to your card from dozens of microfinance organizations — excellent cash in 15 minutes

Apply to several microfinance organizations simultaneously — choose the best terms. Get an instant online microloan, guaranteed payday loan online.

📋 HOW TO GET A LOAN ONLINE — 3 STEPS

1. Fill out the application in 2 minutes — just your passport information
2. Receive your loan decision online — usually within 2 minutes
3. Funds on your card — on average, 15 minutes after approval

🏦 ONLINE MFIs — ALL OFFERS IN ONE PLACE

Monetka is a showcase of licensed Russian MFIs operating under the supervision of the Central Bank. Find loans from trusted companies in the MFI catalog — compare terms and choose the best:

• MoneyMan, Zaimer, EKapusta, MigCredit, Lime-Zaym
• Turbozaim (MFI Turbozaim), Vivus, SberCredit, MFC "Honest Word"
• And dozens of other online MFIs licensed by the Central Bank of the Russian Federation

All loans are officially issued, and the agreement is provided electronically. Microfinance loans are regulated by the regulator—safe and transparent.

🔒 SAFE AND OFFICIAL

All microfinance organizations in the Monetka catalog are officially licensed. Online microloans are provided strictly in accordance with Russian law. We do not share your information with third parties and do not call without your consent.

👥 TRUSTED

Thousands of clients across Russia have already applied for online loans through Monetka—students, employed citizens, self-employed individuals, and freelancers. Urgent microloans with no questions asked—for those who need money now.

⚠️ IMPORTANT INFORMATION

Loans from microfinance organizations are available to Russian citizens aged 18 and over. The full loan amount is calculated individually and specified in the agreement. The maximum interest rate is 0.8% per day. Late payments can negatively impact your credit history. Before applying for a loan, please assess your financial situation.

Please note: Loans are provided by microfinance organizations (MFOs) based on an agreement. Please read the terms and conditions carefully before applying.

⚠️ Legal information: All mentioned bank names, trademarks, and logos are the property of their respective owners. MFO products are featured in the app as part of official partner programs. The app is an independent financial aggregator and is not affiliated with any banks or MFOs. For any questions, please contact the "Contact the developer" section on Google Play.

📊 Example: interest rate from 5.99% (APR) to 30% (APR) per annum, loan term from 7 days to 12 months.
Calculation example: for a loan of 30,000 rubles for 30 days at 0.8% per day, the total payment will be 37,200 rubles (7,200 rubles is the interest amount).
Penalty for late monthly payments: 0.05% - 0.2% of the overdue amount for each day of non-payment. This is not a public offer.

What’s new

Monetka — займы онлайн до зарплаты.

Оформите микрозайм на карту за 15 минут:
- только паспорт, без справок
- одобрение за 2 минуты
- круглосуточно, 24/7