THEO[テオ] - プロとAIがいる、おまかせ資産運用

Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

■About the app

Customers using THEO+ can also use this app.

*If you are using THEO+ docomo, please log in using your registered email address and password. You cannot log in with a d account in the app.

■About forced update of the app
Depending on your device, there may be a delay in the update being reflected in the Play Store, so you may not be able to update.
In this case, please wait a while and try again, or "Delete Play Store cache and data" and try updating.
*The problem may be resolved by deleting the cache and starting the app without any extra data.
*If you are unable to update even after deleting the cache, please try again after a while.

■What is THEO?
THEO's concept is ``Autonomous asset management with professionals and AI.'' It is a discretionary investment management service using AI-equipped robo-advisors that supports asset formation for all people who live every day to the fullest. Based on information such as age and current financial assets, a robo-advisor will propose a portfolio consisting of up to 30 types of ETFs that is suitable for each individual. It is a new form of asset management that can be completed with just a smartphone and can be started at a low cost with management fees of up to 1.10% (tax included/annual rate).

■ Features of THEO
・Automated asset management tailored to each individual
We estimate the customer's investment objectives from the answers to the questions and set an asset management policy tailored to each individual. THEO automatically manages assets according to your goals.

・Portfolio consisting of up to 30 or more types of ETFs
THEO's portfolio consists of up to 30 types of ETFs (Exchange Traded Funds). Breaking it down into more detail, we invest in 86 countries and regions around the world, and ultimately invest in more than 11,000 stocks.We aim to reduce risk by thoroughly diversifying our investments.

・Three functional portfolios with different characteristics that can be combined according to investment objectives
There are three types of portfolios: ``Growth Portfolios'' that aim for high returns over the long term, ``Income Portfolios'' that aim for relatively stable and steady returns, and ``Inflation Hedge Portfolios'' that aim to reduce risk by avoiding correlation with stocks. Use combinations for different purposes.

・Smart beta operation adopted by the world's largest institutional investors such as CalPERS
In addition to returns from taking risks on the entire market, we use smart beta management, which aims to efficiently improve returns and reduce risks by appropriately combining risks arising from other factors (smart beta).

■How to start using THEO
1. First, set your asset management policy with a portfolio diagnosis
2.Easy new application with smartphone
3.Opening a securities account
*A securities account will be opened in the customer's name at a financial institution affiliated with Money Design.
4. All you have to do is make a deposit and start operating automatically.

■Recommended for these people
・I want to start investing for my future, but I don't know what to do because I don't have any investment knowledge.
・I have money set aside in a fixed deposit, but the interest rate is low so I want to invest more efficiently.
・I want to invest a fixed amount every month like a reserve.
・I have investment experience but don't want to spend time collecting information or buying and selling
・I want to make internationally diversified investments that can respond to market changes.

■THEO's thoughts
Van Gogh, whose paintings did not sell during his lifetime.
My younger brother Theo supported me financially.
Through "money"
Theo supported his own way of life.

We too,
By making full use of technology,
Can't we become "Theo" for everyone?
With that in mind,
We named this service "THEO."

□Operating company
Money Design Co., Ltd.
Kanto Local Finance Bureau (Kinsho) No. 2796
Member associations: Japan Investment Advisers Association, Japan Investment Trusts Association, Japan

□Recommended environment
・Android 9.0 or later

Your personal information is encrypted and strictly managed and operated.

When using the service, please check the terms of use and the risks associated with transactions such as financial products.

□Contact information
Accepted from the website

□ Regarding fees and risks related to discretionary investment management service THEO
The discretionary investment management service THEO (hereinafter referred to as "THEO") is provided under a discretionary investment management contract with the Company. Customers will open a securities account in their name at a financial institution affiliated with Money Design.
The discretionary investment management fee for discretionary investment contracts will be the amount calculated by multiplying the market value balance of the managed assets in yen by a maximum of 1.10% (tax included, annual rate). The Company will bear expenses such as buying and selling fees, exchange fees, and foreign exchange fees for included ETFs. Please contact each company regarding management fees for securities accounts (accounts at financial institutions affiliated with Money Design, held in the customer's own name) used to operate THEO.
THEO primarily incorporates foreign exchange traded funds (ETFs). In addition to the price fluctuation risk and credit risk of the included ETFs, there are foreign exchange risks, risks related to handling financial institutions, etc. You may incur losses due to a decline in the market price of a participating ETF, exchange rate fluctuations, etc., and your investment principal may be lost. Therefore, the investment principal is not guaranteed.
Before signing a contract, please carefully read the documents provided before signing the contract and the terms and conditions of the contract.
Updated on
May 12, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Financial info and Messages
Data is encrypted in transit
You can request that data be deleted

What's new