■ About the app
Customers using THEO + can also use this app.
* If you are using THEO + docomo, please log in with your registered email address and password. You cannot log in with a d account in the app.
■ About forced update of application
It may not be possible to update because the reflection of the Play Store may be delayed depending on the device.
In this case, please try again after a while, or "Clear Play Store cache and data" and try the update.
* By deleting the cache, the problem may be solved by starting the app without extra data.
* If you cannot update after deleting the cache, please try after a while.
■ What is THEO?
The concept of THEO is "Random asset management with professionals and AI." A discretionary investment management service provided by an AI-equipped robo-advisor that supports all people who live their lives with all their might. Based on information such as age and current financial assets, robo-advisors will propose a portfolio of up to 30 types of ETFs that suits each individual. This is a new form of asset management that allows you to complete your application with just your smartphone and start with a low cost management fee of up to 1.10% (tax included, annual rate).
■ Features of THEO
・ Random asset management tailored to each individual
Estimate the investment purpose of the customer from the answers to the questions, and set an asset management policy tailored to each individual. THEO automatically manages assets according to the purpose.
・ Portfolio consisting of up to 30 or more types of ETFs
THEO's portfolio consists of up to 30 types of ETFs (Exchange Traded Funds). When broken down into small pieces, the investment destinations are 86 countries and regions around the world, and the final investment targets are more than 11,000 stocks. We are working to reduce risk by making thorough diversified investments.
・ Three functional portfolios with different characteristics that can be combined according to the purpose
The "Growth Portfolio" that aims for high long-term returns, the "Income Portfolio" that aims for relatively stable and steady returns, and the "Inflation Hedge Portfolio" that aims to reduce risk by avoiding correlation with stocks. Combine and operate according to purpose.
・ Smart beta operation adopted by the world's largest institutional investors such as CalPERS
In addition to the returns from taking risks for the entire market, we are adopting smart beta operations that aim to efficiently improve returns and reduce risks by appropriately combining risks arising from other factors (smart beta).
■ How to start THEO
1. First, set your asset management policy with portfolio diagnosis
2. Easy new application with smartphone
3. Opening a securities account
* Please open a securities account in the name of the customer at a financial institution affiliated with Money Design.
4. All you have to do is make a deposit and start the operation
■ Recommended for people like this
・ I want to start investing for the future, but I don't know what to do because I don't have any investment knowledge.
・ I deposit money in a time deposit, but I want to invest more efficiently because interest rates are low.
・ I want to invest a fixed amount every month like a reserve
・ I have investment experience but do not want to spend time collecting information and buying and selling
・ I want to make international diversified investment that can respond to changes in the market.
■ THEO's feelings
Van Gogh, whose paintings didn't sell during his lifetime
It was my brother Theo who supported me financially.
Theo who supported his own way of life.
By making full use of technology
Can't we become "theo" for everyone?
From such a feeling
We named this service "THEO".
□ Operating company
Money Design Co., Ltd.
Kanto Finance Bureau Director (Financial Instruments) No. 2796
Membership Associations: Japan Investment Advisers Association, Investment Trusts Association
□ Recommended environment
・ Android 6.0 or later
Your personal information is encrypted and strictly managed and operated.
□ Contact information
Accepted from the website
□ Fees and risks related to the discretionary investment management service THEO
Discretionary investment management service THEO (hereinafter referred to as "THEO") is provided by a discretionary investment contract with the Company. Customers are required to open a securities account in the name of the customer at a financial institution affiliated with Money Design.
Discretionary investment management fees for discretionary investment contracts are the amount obtained by multiplying the yen-converted market value balance of assets under management by a maximum of 1.10% (tax included, annual rate). We will bear the costs of trading fees, exchange fees, foreign exchange fees, etc. of the incorporated ETFs. Please contact each company for the management fee of the securities account (account of the financial institution affiliated with Money Design, in the name of the customer) used for the operation of THEO.
THEO mainly incorporates foreign-national exchange-traded funds (ETFs). In addition to the price fluctuation risk and credit risk of incorporated ETFs, there are foreign exchange risk and risks related to the handling financial institutions. Incorporated ETFs may suffer losses due to falling market prices, foreign exchange fluctuations, etc., and may fall below the investment principal. Therefore, the investment principal is not guaranteed.
Before making a contract, please read the documents delivered before the conclusion of the contract and the contract terms.