Organize your personal and business finances in one place.
MoneyIA helps you track income and expenses, monitor your monthly savings, and understand where your money is going. You can also use guest mode without creating an account.
SIMPLE EXPENSE CONTROL
- Record income and expenses in just a few taps
- Organize entries by category and date
- Track income, expenses, and your monthly balance
- View your transaction history
ACCOUNTS AND CARDS
- Track limits, invoices, and due dates
- Create reminders for bills to pay
- See how invoices affect your monthly balance
GOALS AND PLANNING
- Create financial goals and track progress
- Set spending limits by category
- Simulate contributions and deadlines to achieve your goals
- Organize savings in designated areas
SMART ANALYSIS
MoneyIA uses your own transactions to show spending patterns, savings rates, projections, and financial alerts. The analyses are for informational purposes only and do not replace professional advice.
EXCHANGE RATES AND IOF (Brazilian Tax on Financial Transactions)
- Consult dollar, euro, and other currencies with updated market rates
- Compare converted values in different currencies
- Estimate IOF and spread on purchases and exchange transactions
- Check the date of the last exchange rate update
MONEYIA PJ (Brazilian Business Account)
Entrepreneurs, MEIs (Individual Microentrepreneurs), and small businesses can:
- Separate personal and business transactions
- Track income, expenses, accounts, and receipts
- Manage clients, orders, and team
- Project cash flow for 30, 60, and 90 days
- Control products, movements, and stock replenishment alerts
- Issue digital receipts
PRIVACY AND CONTROL
MoneyIA does not request bank passwords, full card numbers, or CVVs. Access credentials are stored using the system's secure features. You can delete your account and data in the application settings.
Personal and business finances with AI, goals, cards, and cash flow control.