Moni AI: Expense Tracker

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Everyone
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Everyone
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About this app

Take control of your money with **Moni AI — a smart expense tracker and budget planner** that makes managing everyday finances simple.

Track expenses in seconds, add spending by voice, scan receipts, organize transactions, manage monthly budgets, monitor savings goals and debts, and get AI-powered insights into where your money goes.

Whether you want a simple daily expense tracker, a personal budget planner, or a smarter way to understand your spending habits, Moni AI keeps everything in one place.

### TRACK EXPENSES IN SECONDS

Logging expenses shouldn't feel like work.

Quickly record your daily spending and income, organize transactions by category, and keep a clear history of where your money goes.

Use Moni AI as your everyday:

• Expense tracker
• Spending tracker
• Income tracker
• Personal money manager
• Daily finance tracker

### ADD EXPENSES WITH YOUR VOICE

Skip the forms.

Simply tell Moni AI what you spent.

Say something like:

**“Coffee $5”**

and quickly turn everyday purchases into organized expense records.

Fast expense entry makes it easier to build the habit of tracking your money every day.

### SCAN RECEIPTS

Have a receipt?

Scan it instead of entering everything manually.

Moni AI helps turn receipts into organized expense records so you can spend less time entering transactions and more time understanding your finances.

Perfect for:

• Shopping receipts
• Restaurant bills
• Daily purchases
• Travel expenses
• Personal spending

### PLAN YOUR MONTHLY BUDGET

Create budgets and see how much you have spent throughout the month.

Monitor your spending by category and understand how much of your budget remains.

Whether you're budgeting for food, shopping, entertainment, transportation, subscriptions, or everyday expenses, Moni AI helps you stay aware of your spending.

### SEE WHERE YOUR MONEY GOES

Turn transactions into clear financial insights.

Visualize your:

• Income
• Expenses
• Spending categories
• Monthly trends
• Budget progress

Understand your spending patterns without complicated spreadsheets.

### ASK AI ABOUT YOUR SPENDING

Moni AI goes beyond a traditional expense tracker.

Ask questions about your finances and get AI-powered insights based on your spending activity.

Discover spending patterns, understand where your money is going, and make better-informed financial decisions.

### TRACK SAVINGS GOALS

Saving for something important?

Create savings goals and monitor your progress over time.

Use Moni AI to keep your goals visible whether you're saving for:

• Travel
• Emergency funds
• A new device
• A car
• A home
• Personal goals

Small progress becomes easier to follow when you can see it clearly.

### MANAGE DEBTS

Keep personal debts organized in one place.

Track money you owe or money others owe you and maintain a clearer picture of your personal finances.

No more trying to remember everything yourself.

### YOUR PERSONAL MONEY OVERVIEW

Moni AI brings your everyday finances together:

• Expense tracking
• Income tracking
• Voice expense entry
• Receipt scanning
• Budget planning
• Spending insights
• AI financial insights
• Savings goals
• Debt tracking
• Financial overview

Instead of switching between different finance tools, manage your everyday money from one simple app.

### SIMPLE ENOUGH FOR EVERY DAY

Personal finance doesn't need to be complicated.

Moni AI is designed to make expense tracking fast enough to become part of your daily routine while still giving you the tools to understand the bigger picture.

Record what you spend.

See where your money goes.

Stay on budget.

Build better money habits.

**Start tracking your expenses with Moni AI today.**
Track expenses by voice or receipt. AI budgets, insights, savings & debt.
Updated on
Sep 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

• Subscription Manager for Netflix, Spotify, iCloud, and other recurring payments.
• Automatic recurring-expense detection for a clearer monthly budget.
• Smoother navigation, a refreshed app icon, bug fixes, and performance improvements.
Content rating
Everyone
Learn more

App support

About the developer
MONI TECHNOLOGY COMPANY LIMITED
admin@moniai.app
28 Tran Binh, Dolphin Plaza Building, Floor 3, Hà Nội Vietnam
+84 775 756 886

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