MonoCalc: Financial Calculator

1+
Downloads
Content rating
Everyone
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About this app

MonoCalc is a comprehensive, privacy-focused financial calculator designed for retail investors, finance professionals, and students in India. Calculate EMI, SIP returns, CAGR, taxes, and more—all without compromising your privacy.

🔒 Privacy First
• All calculations performed locally on your device
• No data collection or tracking
• No internet connection required
• Your financial data stays with you

💰 Complete Financial Calculator Suite

LOAN & CREDIT CALCULATORS
• EMI Calculator - Calculate monthly installments for home, car, or personal loans with detailed amortization schedule
• Loan Eligibility - Find out how much loan you can afford
• Loan Prepayment - See how prepayments can save interest and reduce tenure

INVESTMENT CALCULATORS
• SIP Calculator - Calculate returns on Systematic Investment Plans
• Step-up SIP - Plan SIPs with yearly increment
• Lumpsum Investment - Calculate one-time investment returns
• CAGR Calculator - Compute Compound Annual Growth Rate
• XIRR Calculator - Calculate returns with multiple cash flows

INTEREST CALCULATORS
• Simple Interest - Quick simple interest calculations
• Compound Interest - Detailed compound interest with various frequencies
• FD Calculator - Fixed Deposit maturity amount calculator

TAX CALCULATOR
• Income Tax Calculator - Calculate tax liability as per latest Indian tax slabs (Old and New regime)

✨ Key Features
• Clean, modern interface
• Dark mode support
• Bilingual (English & Hindi)
• Save calculation history
• Export results as PDF
• No advertisements
• Fast and accurate
• Works completely offline
• Tablet support

🎯 Perfect For
• First-time home buyers planning EMI
• Investors tracking SIP and lumpsum returns
• Professionals calculating loan eligibility
• Students learning financial concepts
• Anyone needing quick, private financial calculations
Updated on
Dec 19, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

🎉 Initial release of MonoCalc!

• Comprehensive financial calculators
• Complete privacy - no data collection
• Works offline
• Dark mode support
• Hindi & English interface
• PDF export
• Clean, modern design
• Free forever