Mony: UPI for Tourists & NRIs

4.4
994 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Experience India like never before with Mony, your ultimate travel companion for seamless, cashless payments. Forget the hassles of currency exchanges, ATM lines, and card feesโ€”Mony lets you go beyond the tourist traps and explore the authentic side of India.

Why Mony is the Best Travel Companion for Tourists:

1. Unlock the Real India:
Mony allows you to pay anyone, anywhereโ€”from bustling street markets to cozy cafes and hidden gems off the beaten path. Avoid the "tourist tax" by shopping where locals shop, eating where they eat, and truly immersing yourself in Indian culture.

2. No More Cash Hassles or ATM Queues:
Leave the stress of withdrawing cash behind. With Mony, you wonโ€™t need to worry about finding an ATM, waiting in long lines, or carrying physical cash. Just scan & pay instantly at millions of locations across India using UPI, accepted at 98% of merchants.

3. Safe, Secure, and Convenient:
Say goodbye to the concerns of card security. Mony offers a secure payment experience, eliminating the need for carrying multiple cards or worrying about blocked transactions. You can enjoy your vacation without calling your bank or worrying about card limits.

4. Shop and Eat Like a Local:
With Mony, you have the freedom to explore local markets, food stalls, and unique shops that often donโ€™t accept international cards. Donโ€™t let payment restrictions limit your adventureโ€”shop and dine wherever you want, like a true local.

Additional Features That Make Mony Your Perfect Travel Buddy:
โœ… Track Expenses Easily: Stay on top of your budget with a digital expense tracker.
โœ… Set Smart Payment Limits: Control your spending effortlessly.
โœ… 24/7 Dedicated Support: Assistance available whenever you need it.
โœ… Explore beyond payments with Monyโ€”unlock hidden gems and unique experiences in India.

Download Mony Today!
When you travel to India, make the most of your experience. Mony lets you go wherever your heart takes you, not just where your card works. Discover the freedom to pay anyone, explore any place, and immerse yourself fully in Indiaโ€™s vibrant culture. Download now and experience India without limits!

FAQs:

Why choose Mony over traditional cards in India?
Mony is designed for tourists to explore and enjoy all of India without the hassles of currency exchanges, ATM queues, or card issues.

Can Mony help me avoid tourist traps?
Absolutely! Mony enables you to shop and dine like a local, giving you access to places that may not accept international cards and allowing you to avoid overpriced tourist spots.

Make the most of your tripโ€”pay like a local and live like a local. Download Mony now and start your adventure in India today!
Updated on
Oct 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
993 reviews
Arvind Prabhu
December 26, 2025
A great option for foreigners traveling to India who wish to limit cash handling and leverage technology like the locals do. I registered with my US phone number, submitted a picture of the required documentation and used my US credit card to top-up my wallet. After a couple of failed top-ups due to Wi-Fi issues, I was successful in adding funds via cellular data. Then it was a breeze to pay by scanning merchant barcodes. A fun and convenient payment method, but with a 3.5% service charge.
Did you find this helpful?
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
December 30, 2025
Happy Mony helped you pay like a local in India while reducing cash handling. We hear you on the 3.5% service charge and are working to keep fees reasonable. Appreciate you sharing such a detailed experience.
Brett Andrew Kirken
December 4, 2025
The top up fee is high, but the app is fairly reliable. It gave me trouble a few times. One major problem is that it only works with merchant UPI, not personal UPI, so it can be useless depending on the situation. Most autos take only personal UPI in Kerala at least. I've had a few transactions that failed mysteriously at decisive times, so it is no replacement for cash, but all in all it's probably the best UPI app right now for foreign tourists in India.
3 people found this review helpful
Did you find this helpful?
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
December 4, 2025
Thanks for the review โ€” glad to hear Mony was reliable overall. We understand your concern on top-up fees, and weโ€™re trying to keep them as low as possible. It works only with merchant UPI (not personal) to stay secure and avoid fraud โ€” but you can use Uber, and we have a step-by-step guide for that on our blog.
Dominic Lam
December 6, 2025
Horrible app. Dear fellow tourists, I know this app says it's for tourists WELL IT'S A LIE. App is already slow from the get go, and though it does work for a few days, it'll suddenly stop. It won't load, you can't login, uninstalling and reinstalling the app does nothing. All your loaded money is now stuck there in perpetuity. What a scam.
2 people found this review helpful
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SMART PAYMENT SOLUTIONS PRIVATE LIMITED
December 8, 2025
Sorry to hear this happened โ€” the app failing to load or log in is not the experience we want for travellers. Please email us at support@havemony.com with your details so we can recover your access and process your balance. Weโ€™ll prioritise your case and make this right.

Whatโ€™s new

Enhanced user experience.

App support

Phone number
+918884440692
About the developer
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
developers@payworldmoney.com
138,Udyog Vihar,Phase-I, Gurugram, Haryana 122001 India
+91 92893 09524

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