Fund Access is a line of credit app designed for users in India who need convenient access to funds. Instead of applying for a new loan every time, Fund Access offers a reusable credit line that allows you to withdraw funds when needed and repay flexibly within the approved period.
You stay in control of how much you use and how long you use it. Interest is charged only on the amount withdrawn and for the actual number of days used.
Credit Line Details
Available Credit Limit: ₹5,000 to ₹25,000
Repayment Tenure: 91 to 180 days
Annualized Interest Rate: 14% to 24%
Credit Validity: Up to 2 years
Once approved, your credit line remains available during its validity period. As you repay, your available credit is restored, allowing repeated use without reapplying.
How Fund Access Works
Apply once and receive an approved credit limit
Withdraw any amount within your available limit
Use the funds based on your personal needs
Repay anytime within the allowed repayment period
Continue using the restored credit balance
Unused credit is not charged any interest.
Repayment Example
Withdrawal amount: ₹8,000
Annual interest rate: 18%
Actual usage period: 120 days
Interest calculation:
₹8,000 × 18% / 365 × 120 = ₹473
Total repayment amount: ₹8,473
All charges are calculated using a transparent and uniform method for all users.
Why Choose Fund Access?
Revolving credit instead of repeated loans
Interest charged only on used funds
No cost on unused credit limit
Flexible repayment within approved tenure
Simple and predictable pricing
Fund Access is suitable for managing short-term expenses, emergencies, or temporary cash requirements.
How to Apply
Download and install the Fund Access app
Register using your mobile number
Complete basic personal and income details
Submit for credit evaluation
Receive your credit limit and withdraw as needed
The entire process is completed online.
Eligibility Requirements
Stable source of income
Legal resident of India
Approval is subject to internal assessment and compliance requirements.
Contact Us
Email: support@kanzahinvestfin.com