Simulation Mourabaha

Finapp

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About this app

The Murabaha Simulator is the essential tool for anyone wishing to understand and manage their financing using the Murabaha method of participatory banking. Thanks to a clear, intuitive, and completely secure interface, you can accurately estimate in just a few seconds:

- Initial transaction costs (calculated automatically based on the purchase amount)
- Total financed amount, including or excluding your deposit
- Monthly payment excluding insurance and monthly payment including the Takaful premium
- Bank margin applied over the term of the contract
- Start and end dates of your financing
- An interactive graph illustrating the breakdown between the financed amount and bank margin

Key features:
– **Customer type selection**: individual, professional, student, business… rates are adapted to your profile and updated automatically.
– **Simplified entry**: enter the purchase amount, your deposit, and the term (1 to 40 years) in an ergonomic form, optimized for all screens. – **Integrated Takaful Insurance**: Get the insurance premium amount and immediately compare the impact on your monthly payment.
– **Instant Sharing**: Send your simulation by SMS, email, or any messaging app, for easy communication with your advisor or loved ones.
– **Graphical Interface**: Visualize your financing and bank margin using a pie chart, with customizable legend and colors.
– **Offline Mode**: Rates are cached and remain accessible even without an internet connection.
– **GDPR Compliance**: No personal data is transmitted to an external server; everything is stored locally on your device.

Why Choose Murabaha Simulator?
1. Speed: Run a complete simulation in less than 10 seconds.
2. Accuracy: Calculation formulas comply with banking standards and up-to-date rates.
3. Transparency: Fees, margins, and insurance are detailed and clearly displayed.
4. Accessibility: Clean design, intuitive navigation, compatible with smartphones and tablets.
5. Compliance: Application tested to meet GDPR requirements and Google Play recommendations.

Whether you're planning a real estate project, purchasing a vehicle, or making a business investment, Mourabaha Simulator guides you step by step to:
- Compare several down payment and term scenarios
- Understand the impact of fees and margins on the total cost
- Anticipate your monthly budget, with or without insurance
- Make informed decisions thanks to detailed figures and immediate visualization

Our commitment:
– Regularly updated rates.
– Support available by email to answer your technical or functional questions.
– A lightweight application for ultra-fast launch and minimal resource consumption.

Take control of your financing project, simplify your procedures, and save time!

What’s new

Nouveautés et améliorations :
Intégration simulation FOSH2 santé
Intégration d’un simulateur de dépôts d’investissement
Ajout de simulateurs Mourabaha Immobilier, Auto et Équipement
Mise en place de la fonctionnalité d’étude préalable de dossier de financement
Renforcement de l’interface bilingue (français/arabe)
Optimisation des motifs, alertes et suggestions dans l’étude de dossier
Améliorations de performances et corrections de bugs mineurs