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About this app

"Sumaho" is a proprietary application of Mitsui Sumitomo Insurance, and has been provided since 2013 with the concept of "Insurance in the palm of your hand." It can be used by anyone, not just subscribers. In addition to insurance applications, insurance procedures, contract confirmations, accident reports, etc., we also offer a large number of accident prevention, disaster prevention and mitigation services.
Operation cannot be guaranteed on tablet terminals, and even if it is installed, it may not work properly.

Overview of “Sumaho”

■ Contract management (link to "Contractor dedicated page")
This function is exclusive to Mitsui Sumitomo Insurance policyholders. You can "confirm contract details" and "address change procedures" for automobile insurance, fire insurance, etc. that you have subscribed from your smartphone.

■ "My agent" for peace of mind to connect in case of emergency
This function is exclusive to Mitsui Sumitomo Insurance policyholders. You can quickly check the agent's contact information, business hours, etc. in the menu that displays the agent handling your contract as "My Agent".

■ Net de insurance application procedure
Anyone can use this function. You can apply for Mitsui Sumitomo Insurance (overseas travel insurance, golfer's insurance, 1-day car insurance, 1-day leisure insurance) that can be purchased online from your smartphone.

■Emergency navigation
Anyone can use this function. Navigate in order of priority for the initial response required in the event of an automobile accident or breakdown. If you are a subscriber of Mitsui Sumitomo Insurance, you can receive a smooth towing service, etc., because you can send your location information etc. to the call center of the roadside service.

■ Accident support
This function is exclusive to Mitsui Sumitomo Insurance policyholders. In the unlikely event that a policyholder is involved in an accident, they can contact MSI by telephone, email, or the web. In addition, you can exchange messages with the person in charge of the accident using a smartphone or other device, send photos of damaged items to us, and check the status of accident response and insurance payment status.

■ "Driving ability" diagnosis
It is an application that anyone can use. Download the "Smartphone Insurance Driving Ability Diagnosis" app. In addition to analyzing and diagnosing driving tendencies based on shaking during driving, it also has a drive recorder function that automatically records video before and after an impact is detected. In addition, it is equipped with safe driving support functions such as driving aptitude (personality) diagnosis, voice advice before driving, and automatic distribution of forecasts of stormy weather such as typhoons and heavy snow.

■ Safe driving checker (link to website)
Anyone can use it. You can easily check your aptitude for driving like a game.

■ Disaster navigation
It is an application that anyone can use. Download the "Smartphone Insurance Disaster Navi" app. Using the GPS function, the evacuation shelters designated by local governments and hazard maps are displayed on the map around the current location. We will show you the route to the evacuation center. Using the camera function, the direction of the shelter etc. is also displayed on the landscape image of the smartphone. In addition, we will notify you of disaster prevention information such as weather information and evacuation advisories around your current location distributed through L Alert® in real time by push notification. Equipped with disaster know-how collection and safety registration/confirmation function. We support safe and secure evacuation behavior during large-scale natural disasters. It also supports multiple languages ​​(English, Chinese, Korean, Vietnamese, Tagalog, and Portuguese).

■Overseas travel navigation
Anyone can use it. Equipped with useful functions when traveling abroad. In addition, you can check the details and contact information of the "Net de Hoken@Travel" subscriber-only service.

■ Cocokara Diary
It is an application that anyone can use. Download the "Kokokara Diary" app. It supports your daily mental and physical health by measuring your stress level and number of steps taken, recording your meals, and checking your medical information. In addition, for corporate customers, we will provide a function that can aggregate and display employee usage records of "Kokokara Diary" on a dedicated website. 

[About personal information]
Personal information will be handled based on MSI's personal information protection declaration (privacy policy). For details, please visit the Mitsui Sumitomo Insurance website (https://www.ms-ins.com/privacy/).
Updated on
Sep 27, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
Data can’t be deleted

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