Crédit Instantané

4.0
14.5K reviews
100K+
Downloads
Content rating
Everyone
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About this app

【Our Advantage】
High-quality revolving credit, with a credit limit of up to 500,000, and the initial available credit limit is 50,000. Terms range from 3 to 24 months.
- APR for this loan: 3% to 12% per annum.
- It's a great experience.

Example
- Loan of 50,000 XAF at 12% p.a. for 91 days.
- Loan interest = 50,000 XAF x 12% / 365 x 91 = 1,495.89 XAF.
- Total loan cost = 1,495.89 XAF.
- Total loan repayment is 51,495.89 XAF (50,000 XAF + 1,495.89 XAF).

Advantages of revolving credit:
1. High flexibility: You can borrow and repay at any time according to your needs. your needs, without having to reapply.
2. Use as needed: You only pay interest on the amount actually used, not on the entire credit line.
3. Quick access to funds: Once the limit is approved, you can quickly access the necessary funds.
4. Reduced interest costs: Compared to traditional loans, you can reduce interest costs by repaying quickly.
5. Adapted to different needs: Useful for both emergencies and managing daily expenses.

♫ In Mobile Loan ♫
1. Create your account.
2. Apply in seconds.
3. Receive your loan directly in your bank account.
4. Increase your loan limit.

♫ Loan Eligibility ♫
1. Cameroonian citizen.
2. Over 18 years old.
3. Valid and prior document.
4. Make sure you have an active bank account.

Contact us: Email address: bjj@sikadua.com
Address: VG2M+Q6R, Yaoundé
Customer service: 9:30 a.m. to 5:00 p.m.
Updated on
Feb 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
14.4K reviews
Mathieu andy Fanseu
March 9, 2026
⚠️ Abusive app! Enormous interest for just 7 days. “Extension fees” are misleading and debt jumps back quickly. Constant harassment via calls and messages, threats to contact your relatives, even absurd intimidation (fetishes). Plus, the app blocks screenshots. Dishonest service. Avoid at all costs if you don’t want pressure and humiliation.
3 people found this review helpful
Tengu Dei-voluntas Abia
January 16, 2026
very bad app I took a loan 5 days ago they told me 7 days but they've been blowing up my phone with calls and message pressuring me to pay back their money else they'll release my personal information is this not scam they even went as far as contacting my other contacts to complain to them is that how things are being done? And their rate is extravagantly high. please you can do better
14 people found this review helpful
Blessing Feng
March 12, 2026
the app is really good and very easy just the interest rate is a little bit high
1 person found this review helpful