Muthoot FinCorp ONE

Muthoot FinCorp ONE

About this app

Muthoot FinCorp ONE is an all-in-one financial app for loans, payments, forex, money transfers, insurances, savings & investment. An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy of 137+ years & the trust of more than 1 crore customers.

Muthoot FinCorp ONE App Offers:

● Loan Marketplace
- Apply for Gold Loan via missed call, opt for Gold Loan from Home, or visit any of Muthoot FinCorp Ltd.’s 3,700+ branches pan-India
- Also apply for Personal Loans, Two-Wheeler, Used Car Loan, Housing Loans, Business Loan, Education Loans, Loan Against Property & Credit Cards

● Investments & Savings: Get eSwarna Digital Gold, apply for Swarnavarsham, Muthoot FinCorp Ltd.’s Non-Convertible Debentures (NCDs) and create Demat Account

● Insurance: Apply for Motor & Life Insurance. Get Coverage for Personal Accident, Critical Illness, EMI Protection and Daily Hospicash

● Bill Payments: Make utility bill payments, Credit card Bill payments & do recharges

● Forex & Money Transfer: Get Forex currency & make Indo-Nepal & Domestic Money Transfers

● Muthoot Blue Rewards: Collect reward points on eligible products. Enjoy exclusive benefits across different membership tiers & redeem points to shop from 1,800+ products, get deals, & vouchers

Loan Terms & Conditions

Gold Loan
● Loan Amount: ₹1,000 (min) to maximum as per policy
● Tenure: 180 - 365 days
● Interest Rate: 11.99% - 30% p.a.
● Processing Fee: 0% - 0.3%
● Foreclosure Fee: Nil
● Representative Example:
Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 in interest. The processing fee is ₹20 (including GST) & is deducted at time of disbursal. Total payable amount is ₹5,48,045 at the end of 270 days tenure. Principal repayment is flexible within the 270-day tenure.
*Note: Figures may vary with gold rates & schemes.

Note: Final rates depend on the gold loan scheme & gold rate per gram.

We do not provide any PayDay loans or loans with less than a 61-day repayment period by Appstore Policy.
Personal Loan
● Loan Amount: ₹20,000 to ₹1 Cr
● Repayment Tenure: 6 to 96 months
● Rate of Interest: 10.5% to 30%
● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes)
● Representative Example:
A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (interest rate on a reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200, the total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product.
Note: Interest rates and processing fees vary based on eligibility and loan product.

Following products are provided by:
● Two-Wheeler & Used Car Loans by M/S Muthoot Capital Services Ltd.
● Housing Loans by M/S Muthoot Housing Finance Company Ltd.
● Motor & Life Insurance by Muthoot Risk Insurance & Broking Services
● eSwarna Digital Gold & Swarnavarsham by Muthoot EXIM Pvt. Ltd.
● Equity Trading Account creation by JM Financial Ltd.
● Personal Loan by Bajaj Finserv & Tata Capital Ltd.
● Education Loan by Credila Financial Services Ltd.
● Credit Cards by SBI Cards , IDFC bank & AU Small Finance Bank
● Business Loans by Muthoot FinCorp Ltd. & Tata Capital Ltd.

📞 For Assistance: Call 1800 102 1616
📩 Email: [e-mail]
🔗 Privacy Policy: muthootfincorpone.com/privacy-policy
🏛 Legal Entity: MUTHOOT FINCORP LIMITED

Ratings and reviews

I recently availed a gold loan from Muthoot Fincorp and had a smooth and hassle-free experience. The staff was courteous, the process was quick, and the terms were clearly explained. I appreciate the transparent and professional service. Keep up the good work!

one such waste app. It doesn't give necessary information and sometimes doesn't open at all. it is not even worth for two stars. I am giving two stars since I am paying installments through this. From next month I don't want to pay anything through this app. total waste

The interest rates are slightly higher compared to othr private banks, which is a consideration for potential borrowers. However, the employees, particularly Dhanya and Sindu(Ulliyeri branch) were extremely friendly and helpful throughout the process. Their professionalism and customer-centric approach made a significant difference. One area for improvement is the server speed, which can get slow and cause delays. This could b optimized 4 a smoother experience. Overall, gud option 4 emergency.

What’s new

We update our app regularly so that we can make it better for you. This release includes:
· Bug fixes and improvements