LUZKY - Préstamos de crédito

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About this app

LUZKY offers an online personal loan service, protecting your information with high security standards. By downloading the LUZKY app, you can easily, quickly, and securely apply for a cash loan to cover emergencies or financial needs.

Our Loan Products
● Loan Amount: 400 to 30,000 pesos.

● Loan Term: 91 to 180 days.

● Interest: 0.08% daily rate, with a maximum annual rate of 30%.

● Service Fee: 0%.

● VAT: 16%.

For example, for a $3,000 loan with a 91-day term, the fees charged are as follows:
● Monthly interest rate: 30% / 12 = 2.5%
● Daily interest rate: 30% / 365 = 0.082%
● Monthly interest: $3,000 * 2.5% = $75
● Daily interest: $3,000 * 0.082% = $2.47
● Total monthly payment: $3,000 / 3 + $75 = $1,075
● Total interest: $3,000 * (30% / 365) * 91 days = $224.38
● VAT: $224.38 * 16% = $35.90
● Total payment amount: $ 3,000 + $224.38 + $35.90 = $3,260.28

How to apply for an online loan?

1. Download the LUZKY app.

2. Complete a short application.

3. Wait for loan approval, which can take between 3 minutes and 24 hours.

We recommend paying attention to your payment due date. The more punctual your payments, the greater your chances of obtaining a higher loan amount and a longer repayment term on future loans.
Requirements to apply for a loan
● Be over 20 years old.

● Be a Mexican citizen and have a valid INE (National Electoral Institute) ID.

● Have a Mexican bank account.

● Have a good credit history.

Payment method
Online payment via SPEI: You can make your loan payment by transfer from a banking app, available free of charge 24 hours a day.

Why choose LUZKY? LUZKY lets you apply for a loan from home and receive the money directly into your bank account, without waiting in line or providing collateral.

We use digital technology to protect your data with bank-level security, always prioritizing your privacy.
We offer products with high loan amounts, low interest rates, and benefits for our users, including coupons during special seasons.
Privacy
We use reliable measures and technologies to protect your privacy and prevent the leakage, misuse, or alteration of your personal information. At LUZKY, we protect your information.
Contact Us
Our customer service team is ready to help you. You can contact us by submitting an online request or calling our customer service line at 5544458276.

What’s new

Préstamos en línea y préstamos personales rápidos