myEMI

vKutumb

About this app

myEMI is an all-in-one payment tracking and collection management app designed for lending businesses—from individual money lenders and small financing companies to retail stores with installment plans.

Never Miss a Payment Again
- Track loans, schedules, and payments for unlimited customers
- Automatic payment schedules with flexible frequency (daily, weekly, or monthly)
- Real-time dashboard showing due, overdue, and collected amounts
- Instant payment recording with complete payment history

Built for Field Teams
- Multi-user support: Admins manage customers and loans, collection agents record payments
- Assign customers to team members for efficient collections
- See only your assigned customers and due payments
- Works offline—data syncs automatically when online

Secure & Organized
- All customer data encrypted and stored securely
- Organized customer database with name, contact, and loan details
- Payment records with dates and methods tracked
- Organization-level data isolation—your customers' information stays private

Smart Collection Tracking
- Know exactly who owes what and when
- Overdue alerts so you never lose track of late payments
- Payment history for every loan
- Team dashboards to monitor collection progress

Key Features:
✓ Customer management (add, edit, search)
✓ Create loans with automatic installment schedules
✓ Record payments with validation
✓ Track due and overdue installments
✓ Multi-user roles (Admin & Collection Agent)
✓ Offline-first, cloud-synced
✓ Payment history and reports
✓ Dark and light theme support

Perfect for managing informal lending, vendor payments, and retail installment plans. Keep
your lending business organized, secure, and on track.

Download now and manage your collections with confidence.

What’s new

Bug fixes