KeepWise: Budget & Bills

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About this app

KeepWise shows the one number that matters: what you will have left when the month ends.

Add your pay, your bills and what you spend, and KeepWise keeps that number up to date. No bank login is needed, and your money stays on your phone.

WHAT YOU KEEP
- Your month-end number, updated as you go
- Three simple envelopes: Expenditures, Misc and Savings
- Savings goals and an emergency fund that build each month

ADD ANYTHING IN A TAP
- Tap the owl, pick an icon and type the amount
- Spending toward a bill counts against that bill, not on top of it

BILLS AND SUBSCRIPTIONS
- Everything due in the next 7 days, in one place
- Subscriptions you no longer use are flagged
- A gentle reminder before payday, with one-tap answers
- Cheaper ideas and your promo codes, kept together

CARDS AND STATEMENTS
- Credit and debit cards with limits, payments and yearly fees
- Log a payment and see what is available on each card
- Loans and car insurance: what is left, when it ends, and how much paying a little more saves
- Log each payment and keep its history
- Import a bank statement (CSV, PDF or photo) and see it sorted
- Monthly statements and trends by day, week, month or year

TRIPS AND EVENTS
- Give a trip its own budget and log spending as you go
- Add your flights: booking and seat on a boarding-pass card, with a checklist before you go
- Your month stays untouched until you decide

SPLITS
- Split a bill with friends or family
- KeepWise works out who owes what and writes the message for you

PRIVATE BY DESIGN
- Your budget is kept on your phone, not on our servers
- An account is optional
- App lock with a passcode or your fingerprint
- No ads. No selling your data.

KeepWise Plus is coming later with bank connections, a Business space and more. Everything free stays free.
Budget planner for bills, subscriptions and cards. See what you keep each month.
Updated on
Nov 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Widgets: an eye to hide or show amounts, cleaner This week days, and quick add fits every home screen.
Business: everything on the profit card is easy to read in every theme.
Profit and loss PDFs print costs correctly.
Ask KeepWise: the quick questions are back, and the title stays in view.
Content rating
Everyone
Users Interact
Learn more

App support

About the developer
keepWise LLC
support@mykeepwise.com
8388 Fern Leaf Ct Springfield, VA 22153-3866 United States
+1 571-237-1314