MyKlinq : Personal Loans

Klinq App

About this app

Need instant cash? Get fast personal loans up to ₹50,000 with Klinq.
Klinq is an instant personal loan app designed for salaried professionals who need quick access to funds without paperwork, branch visits, or long waiting periods. Apply online in minutes and get money directly in your bank account after approval.
Whether you need urgent cash for medical bills, rent, travel, education, home expenses, or emergencies, Klinq helps you access personal loans quickly through a secure digital process.

WHY CHOOSE KLINQ?
✔ Instant Loan Approval
Check eligibility and apply for an instant personal loan in minutes.
✔ 100% Paperless Process
Complete your digital KYC online with no physical paperwork.
✔ Quick Loan Disbursal
Approved loan amounts are transferred directly to your bank account within minutes.
✔ Simple EMI Repayment
Flexible repayment structure with clear EMI schedules starting 3 months.
✔ Zero Foreclosure Charges
Close anytime. Zero Charges, Zero fuss.
✔ Transparent Charges
No hidden fees. View processing charges, interest, and repayment details upfront.
✔ Safe & Secure Platform
Your information stays protected with secure encrypted systems.

KLINQ MEMBERSHIP REWARDS
Earn Klinq Points on loans, timely repayments, and referrals.
✔ Complete your loan
✔ Pay EMIs on time
✔ Refer friends & earn
✔ 1 Klinq Point = ₹1

Personal Loan Use Cases
Use your instant personal loan for:
• Medical emergencies
• Rent payments
• Monthly expenses before payday
• Travel bookings
• Wedding expenses
• School or college fees
• Home repairs
• Unexpected urgent expenses

PERSONAL LOANS
Get quick personal loans up to ₹50,000.
Flexible repayment options starting 3 ,6, 12-month EMI.
Interest rate starting 36.5% p.a.
0 Foreclosure charges.
Pay only for the days you use if foreclosed.

SAFE AND TRUSTED LOAN PROCESS
Klinq follows secure digital verification systems.
✔ Identity verification through DigiLocker
✔ Bank verification through Account Aggregator framework
✔ Secure encrypted data transmission
✔ Consent-based access to personal information
✔ Loans issued by Aureus Finvest Private Limited, an RBI-registered NBFC

ELIGIBILITY CRITERIA
You can apply if you:
• Are a salaried professional
• Have a steady monthly income of Rs 40000/month
• Hold valid PAN & Aadhaar
• Are an Indian citizen between 21 -55 years old

How It Works
Step 1: Download the Klinq loan app
Step 2: Sign up using your mobile number
Step 3: Complete paperless KYC verification
Step 4: Select your loan amount & repayment option
Step 5: Get approval and receive funds in your bank account
Download Klinq today for fast, secure, and paperless instant personal loans.

EXAMPLE OF A PERSONAL LOAN
Loan amount (Sanctioned): ₹ 50000
Tenure: 3 months.
Interest Rate: 36.5% per annum.
Processing Fee (incl. GST): ₹ 2950
Total Interest: ₹ 3031.
EMI: ₹ 17677.
Maximum Annual Percentage Rate (APR) : 60.4%
Net Disbursed amount is ₹ 47050
Total loan repayment amount is ₹ 53031
Total cost of the Loan : ₹5981

Contact Us:
Aureus Finvest Private Limited( Formerly Known as Shiv Durga Trading Pvt Ltd)
RBI Registration No : B.05.05217
Write to us at [e-mail] OR
call our support number on [phone].

Address: Office No. 4I, 4th Floor
Dwarika R N Agarwala Signature Complex
Opposite Brahma Kumaris, Burdawan Road
Siliguri, Dist. Darjeeling - 734005
West Bengal, India

What’s new

Klinq is an instant personal loan app designed for salaried professionals who need quick access to funds without paperwork, branch visits, or long waiting periods. Apply online in minutes and get money directly in your bank account after approval.
Whether you need urgent cash for medical bills, rent, travel, education, home expenses, or emergencies, Klinq helps you access personal loans quickly through a secure digital process.