My Loan - Personal Loan App

MYLOANBAZAR DOT COM

About this app

My Loan – Personal Loan App

My Loan is a digital platform that facilitates access to personal loans for salaried individuals across India.

⚠️ Important Disclosure:
My Loan is NOT a lender. We are a technology service provider that connects users with RBI-registered NBFCs.

Lending Partner Details:

All loans are provided by:
ATD Financial Services Pvt. Ltd.
RBI Registered NBFC:
RBI License No.: B-12-00315
Listed under RBI Digital Lending Apps (DLA) framework (Serial No.: 84)

We only act as a facilitator between users and the NBFC.

Loan Details:
* Loan Amount: ₹1,000 to ₹50,000
* Loan Tenure: 90 days to 365 days
* Rate of Interest (ROI): 0.067% per day
* Annual Percentage Rate (APR): Up to 45.85%
* Minimum Repayment Period: 90 days

Charges:
* Processing Fee: 3.5% to 7.5% (+18% GST)
* Documentation Fee: 3.5% to 7.5% (+18% GST)
* Late Payment Charges: Applicable as per loan agreement
* Prepayment Charges: ₹0

Loan Example Calculation:
For a Rs.5,000 loan with a 91-day tenure, the cost breakdown is as follows:
* Int. Payable:Rs.304.85
* Processing + Documentation Fees (3.5%+3.5%): Rs. 413.00 (Incl. GST @18% Rs. 63.00)
* Disbursed Amount: Rs.4,587.00 after deductions
* Total Repayable Amount: Rs.5,305.00

Features:
1=> Fully digital loan application process
2=> Quick eligibility check
3=> Transparent fee structure
4=> Secure digital agreement and disbursement
5=> Eligibility Criteria
6 =>Indian citizen
7 =>Salaried individual
8=> Minimum salary: ₹25,000/month
9=> Age: 18 years or above
10=> Valid PAN and Aadhaar

Required Documents:
1=> PAN Card
2=> Aadhaar Card
3=> Address Proof
4=> Bank Statement (last 6 months)
5=> Salary Slips (last 3 months)
6=. Photograph

How It Works:
* Register and complete your profile
* Submit required documents
* Loan application is evaluated by the NBFC
* Upon approval, complete e-sign process
* Loan amount is disbursed by the NBFC
* Data Privacy & Security
* We do NOT access contacts, photos, or sensitive personal data without consent
* Data is securely encrypted and used only for loan processing
* Compliant with applicable RBI digital lending guidelines

Contact Information:
MYLOANBAZAR DOT COM
C-316 B&C, Sector-10, Noida, Uttar Pradesh – 201301
Email: [e-mail]
Phone: [phone]
Website: https://www.myloanbazar.in

Important Links:
Terms of Use:https://myloanbazar.in/payday/terms-of-use.php
https://myloanbazar.in/payday/terms-of-use.phpPrivacy Policy:
https://myloanbazar.in/payday/privacy-policy.html
RBI Sachet Portal:
https://sachet.rbi.org.in

⚠️ Disclaimer: Loan approval, amount, tenure, and interest rates are determined solely by the NBFC based on the applicant’s credit profile and internal policies.

What’s new

Bugs fixes and improve performance.