MyTima

TIMA

About this app

My Tima - Connecting to Fast Finances with Online Loans Using Vehicle Registration

My Tima is a P2P financial connection application that helps customers access suitable capital through reputable financial partners. With a transparent and convenient online registration process, My Tima helps customers proactively choose financial solutions based on their actual needs and vehicle value.

Currently, My Tima focuses on loans using vehicle registration/title deeds, suitable for customers needing to supplement business capital, consumer spending, financial turnover, or handle short-term capital needs. Customers can still use their vehicles normally during the loan period, with simple application procedures and a fast support process.

Loans using vehicle registration/title deeds on My Tima

This product is for Vietnamese citizens aged 20 and above, who own a valid vehicle and need to borrow capital online based on their vehicle registration. Flexible loan terms from 1 to 60 months, suitable for various financial needs.

My Tima currently offers two main loan packages:

1. Small Loan Package - TFast
Suitable for customers needing a quick loan with simple procedures.

- Loan limit: up to 80 million VND
- Good interest rate: From 13%/year
- Documents: Citizen ID card, vehicle registration certificate, car registration/ownership certificate
- No hard copy of vehicle registration required
- Simple application process, fast support via the app

2. Large Loan Package - 24/7 Online Loan
Suitable for customers needing a higher loan limit for business, investment, or large financial needs.

- Loan limit: Up to 1 billion VND (80% of vehicle value)
- Favorable interest rate: From 13%/year
- Basic documents: Citizen ID card, vehicle inspection certificate, car registration/vehicle registration certificate
- No vehicle retention, customers can continue using their vehicle normally
- Absolute confidentiality of customer information

Borrowing using motorcycle registration/vehicle registration certificate on My Tima
This product is for Vietnamese citizens aged 18 and over, who own a valid motorcycle and need a quick and simple online loan. Flexible loan terms from 6 to 18 months, suitable for various financial needs.
- Loan limit: up to 50 million VND (70% of vehicle value)
- Favorable interest rate: From 1.6%/month
- Basic documents: Citizen ID card, motorcycle registration/vehicle registration certificate
- No vehicle retention, customers can continue using their vehicle normally
- Absolute confidentiality of customer information

Why choose My Tima?

- Online loan application, quick process on your phone, no need to visit a store.

- Focus on loan products using vehicle registration, clear documentation.

- Flexible loan limits based on vehicle value and customer needs.

- No vehicle retention/No vehicle registration retention, no disruption to travel or business.

- Transparent loan information before customer confirmation.

- Support and advice during the registration and document completion process.

Transparency and Commitment

My Tima is a financial connection platform, not a direct lender or investment provider. Online loan assessment, approval, and disbursement are carried out by licensed financial partners, in compliance with legal regulations.

Interest rates, fees, loan limits, and loan conditions may vary depending on the application, vehicle value, online loan term, and the financial partner's policy at the time. Customers are provided with detailed information before loan confirmation.

Information Security

My Tima is committed to protecting customers' personal information and records. The application may request certain access permissions, such as camera or image files, to support the process of capturing, uploading, and verifying loan applications.

My Tima - A fast, transparent, and flexible financial solution for vehicle owners.