Settlr: Split Bills & Expenses

Sanket S. Naik

About this app

Settlr splits shared expenses between people who already know each other. A
weekend away, a shared flat, a long dinner — add what was spent, and Settlr
keeps track of who owes what.

JOIN BY SCANNING
Share a group's QR code and the person scanning it is in, seconds later. No
account swapping, no email invites, no waiting. They can even start as a
guest and add a real account afterwards, keeping everything they have already
entered.

SPLIT IT HOWEVER IT ACTUALLY HAPPENED
Evenly, by exact amounts, by percentage, or by shares when one person had the
big room and somebody else sat out the taxi. Several people can pay for the
same expense. Add someone by name before they have joined, and their history
follows them in when they do.

THE FEWEST PAYMENTS THAT SQUARE EVERYONE UP
Settlr works out who should pay whom, and can simplify the whole group down
to the smallest set of transfers — so three people do not make six payments
to settle one weekend.

MONEY THAT ADDS UP
Every amount is held in whole cents, and leftover pennies are handed out so
that splits always total the expense exactly. Balances always sum to zero. No
rounding drift, and no two phones disagreeing about the same bill.

WORKS WITHOUT A SIGNAL
Add an expense at the table with no bars. It lands straight away and syncs
when you are back online.

NO NOISE
No ads. No analytics or tracking. No emails, ever. Settlr never contacts you.
Delete your account from inside the app whenever you want.

Settlr does not connect to your bank, move money or process payments. It
keeps track of what was spent so the people involved can settle up however
they already do.