네이버페이

2.7
7.16K reviews
5M+
Downloads
Content rating
Everyone
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About this app

● Payments
- Pay with Samsung Pay anywhere with the Npay app
- Pay easily and securely overseas without cash or cards
- Receive benefits and payments with QR code payment at convenience stores, cafes, and supermarkets
- Earn points with every purchase
- Check Naver Pay payment history and Naver Shopping order history
- Make on-site payments without a smartphone with a Wear OS smartwatch like the Galaxy Watch4 or later
- Receive discounts with new coupons every month and earn membership points
- Tile and Complication make on-site payments, memberships, and vouchers easier and faster

● Points
- Develop your own PayPal and earn Naver Pay points
- Earn Naver Pay points just by clicking ads
- Earn Naver Pay points for shopping, payments, quizzes, and missions

● Loans
- Compare credit loans from over 60 financial institutions without affecting your credit score
- Compare business loans from over 9 financial institutions, including Woori Bank, Toss Bank, and K Bank
- Switch loans at lower interest rates from over 30 financial institutions
- Mortgage loans and monthly rent loans, all available online, from inquiry to application
- Naver Pay for new/used car installments and long-term car rental quotes.

● Insurance
- Compare auto insurance policies chosen by 12 million people.
- Compare overseas travel insurance policies for the lowest prices in 10 seconds.
- Easily check savings insurance policies based on your birthday.
- Claim insurance benefits for three years' worth of hospital bills.

● Cards
- Find a high credit limit card with a single credit check.
- Compare cards with great benefits issued this month.

● Securities
- Real-time domestic and international stock prices, stock market trends, exchange rates, virtual assets, and IPO subscription information. All the information you need for stock investment.
- Price fluctuations, closing prices, key announcements, and research alerts for your favorite stocks.
- View your holdings scattered across multiple securities firms at a glance.

● Real Estate
- Ranking of popular real estate properties.
- Recommended properties matching your search criteria.
- Check market prices, actual transaction prices, and resident reviews.
- Experience the real estate experience with VR tours.

○ World-class personal information management.
- Naver Pay was established in 2015 as a leading fintech company in Korea. Since first obtaining SOC2 and SOC3 certifications according to international auditing standards, we have continued to receive the same certifications every year, demonstrating that customer information is strictly managed according to global standards.

- Furthermore, since obtaining PCI-DSS certification, the international card payment security standard, in 2015, we have continuously verified our compliance through regular annual audits. Card information registered with Naver Pay is strictly and securely managed according to these standards.

○ Security System to Prevent Financial Damage
- Naver Pay continues to invest in the advancement of technology and infrastructure for its Fraud Detection System (FDS), which proactively detects suspicious transactions. This prevents trillions of won in unauthorized and stolen payment losses each year.

- The Npay app is equipped with an antivirus program that automatically runs every time the app is launched. This automatically detects situations that could lead to personal information leakage and protects users' smartphones from security threats.

○ Required Access Permissions Details
- Location: Find and place orders at Naver Pay merchants near you.
- Camera: Use the camera to access services such as payments and orders. - Contacts: You can send money to your phone contacts.
- Storage: You can write photo/video reviews and link assets with a shared certificate.
- Notifications: You can receive notifications about important announcements, events, and promotions. (Only available on devices with OS version 13.0 or higher)

- Phone: You can use the mobile transportation card service and prevent fraudulent on-site payments through identity verification.

* To revoke (deny) required access permissions, go to Phone Settings → Naver Pay app and revoke (deny) each permission individually.

○ Customer Center: 1588-3819
Updated on
Dec 15, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.7
6.45K reviews
Aarna Patel
November 17, 2025
absolute useless peice of trash app, doesn't let me login
2 people found this review helpful
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Tim Kessler
October 6, 2024
Not for foreigners, even if you live in Korea long term. Also the Cashback is not good and everything takes forever like a gatcha game. Just get a credit card from a better company
14 people found this review helpful
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Vonnie “vdearaujo” Bunny
January 15, 2025
I dont want naver pay just to look at real estate listing. I had a naver 부동산 account and now I need to download another thing. I hate app bloat
11 people found this review helpful
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What’s new

오류를 고치고, 기능을 개선했어요. 지금 업데이트하고 더 좋아진 Npay앱을 경험해 보세요.

App support

About the developer
네이버파이낸셜(주)
payapp_support@naver.com
분당구 정자일로 95, 7층, 8층 일부(정자동, 네이버 1784) 분당구, 성남시, 경기도 13561 South Korea
+82 1522-7686