NeoZAP - Spend & Save in Gold

10K+
Downloads
Content rating
Everyone
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About this app

NeoZAP – Spend & Save in Gold is built for users who want to invest in digital gold and manage everyday payments from one simple app. NeoZAP helps you understand how to invest in digital gold, buy digital gold online, and build long-term gold investment habits, while also handling daily spending with ease. NeoZAP combines gold as an investment with smart payments in a modern, digital-first experience.

NeoZAP makes digital gold savings simple by allowing users to invest regularly through a gold SIP plan or add money anytime through one-time purchases. It works like a smart digital gullak for disciplined saving and also offers jar-style flexibility for users who prefer to invest whenever they want. With this mix of a gullak approach and jar-like freedom, gold investment becomes easy and accessible. Along with saving digital gold, users can pay seamlessly across stores, online platforms, and metro travel.

Whether you are learning how to invest in digital gold, planning a gold SIP plan, using gold as an investment for the long term, or looking for a secure card with rewards and cashback, NeoZAP gives you full control over savings and spending.

Key Features of NeoZAP – India’s 1st Gold Account

• Buy digital gold online instantly at live market prices for transparent digital gold investment
• Start a gold SIP plan to build consistent gold investment habits over time
• One-time purchase option to invest in digital gold whenever you choose
• No lock-in period, withdraw or sell digital gold anytime
• Instant liquidity, convert gold as an investment into cash or physical gold or jewellery at Tanishq
• Track your gold investment in real time with live gold price updates
• Virtual Account with a UPI ID to receive money directly into your Gold Account, similar to a savings account
• Beginner-friendly app for users exploring how to invest in digital gold

NeoZAP Card, Payments, Cashback & Rewards

• Tap-to-pay at card machines, metro stations, and buses
• Virtual card for online payments
• Earn up to 4% cashback, including assured cashback on spends
• Use NeoZAP across top brands like PVR, Uber, Starbucks, Amazon etc.
for shopping, food, travel, and entertainment
• AutoPay support for seamless recurring payments

NeoZAP brings together digital gold investment, gold SIP plans, metro payments, rewards, top brands, cashback, and everyday spending in one single app. It helps users treat gold as an investment, save like a modern gullak, invest flexibly like a jar, and spend smartly while earning cashback and rewards.

Download NeoZAP today to buy digital gold online, start a gold SIP plan, understand how to invest in digital gold, tap and pay across metro and stores, and earn up to 4% cashback with rewards from top brands.
Updated on
Jan 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

App support

About the developer
NEO TRUSTEESHIP SERVICES PRIVATE LIMITED
developers@neo-life.in
903, B WING, 9TH FLOOR, MARATHON FUTUREX N M JOSHI MARG LOWER PAREL Mumbai, Maharashtra 400013 India
+91 98221 28312