Nexiloans

Yashik finlease pvt. Ltd.

About this app

Nexiloans is a premier digital lending platform developed by Nexi Fintech Private Limited, designed exclusively to provide fast, flexible, and secure financial assistance to salaried professionals. Our lending solutions are powered by our RBI-registered NBFC partner, Yashik Finlease Pvt. Ltd.

Whether you need immediate funds for emergencies, medical expenses, travel, education, or unexpected bills, Nexiloans offers a seamless digital borrowing experience with quick approvals and transparent loan terms.

🚀 Why Choose Nexiloans?

• Instant Approvals: Get your digital credit profile verified within minutes.
• Flexible Loan Amounts: Apply for personal loans ranging from ₹5,000 to ₹1,00,000.
• Quick Disbursal: Approved funds are transferred directly to your registered bank account.
• 100% Digital Process: No paperwork, no branch visits, and no lengthy procedures.
• Transparent Pricing: Clear disclosure of interest rates, fees, and repayment schedules.

📝 How It Works

1. Download the Nexiloans app from the Google Play Store.
2. Register using your active mobile number.
3. Complete your profile with personal and employment details.
4. Upload required KYC documents and income proof.
5. Receive a loan offer based on eligibility.
6. Accept the offer digitally and receive funds in your bank account.
7. Repay conveniently through our secure payment gateway.

💳 Loan Terms & Pricing

• Loan Amount: ₹5,000 – ₹1,00,000
• Repayment Period: 90 Days – 365 Days
• Interest Rate: 18% p.a. – 36% p.a.
• Processing Fee: 2% – 10% of the loan amount (inclusive of applicable taxes, where applicable)
• Maximum Annual Percentage Rate (APR): 76%

The Annual Percentage Rate (APR) includes the applicable interest rate and mandatory processing charges associated with the loan. The final loan amount, interest rate, APR, and tenure offered to a borrower depend on eligibility, credit assessment, and lending partner policies.

📊 Representative Loan Example

For a loan amount of ₹10,000 with a repayment tenure of 90 days:

• Loan Amount: ₹10,000
• Interest Rate: 36% p.a.
• Processing Fee: ₹1,000 (10%)
• Interest for 90 Days: ₹888
• Total Charges: ₹1,888
• Total Repayment Amount: ₹11,888
• Effective APR: Approximately 76%

🔒 Security & Compliance

Your privacy and security are our top priorities. Nexiloans processes customer data through secure encrypted HTTPS channels. All lending services and financial products are facilitated through our lending partner, Yashik Finlease Pvt. Ltd., in compliance with applicable RBI regulations and guidelines.

📞 Support & Contact

Developer:
Nexi Fintech Private Limited

Lending Partner:
Yashik Finlease Pvt. Ltd. (RBI-Registered NBFC)

Customer Support:
[e-mail]