4.6
38.4K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Secucash-Instant Online Loans



Secucash instant loans — no collateral, online loan app offers:

- Get an account number and use it to receive money from anyone in Nigeria

- Add money to your account

- Send money to any bank account for FREE

- Apply for loan and receive it instantly

- Pay your bills

-We are the same loan software as PalmPay, Palmcredit, Tloan, and Branch



Loan Products

Our Online Fund Loan Products

1. Loan period: 91 days to 180 days

2. Maximum loan limit: 1,000 NGN - 100,000NGN

3. Low interest (maximum APR): 19% per year



For loans of 20,000 NGN with a term During 91 days, the fees charged are as follows:



Monthly interest rate : 19% / 12 = 1.58%

Monthly interest : 20,000 NGN * 1.58% = 316.67 NGN

Total monthly payment :20,000 NGN / 3 + 316.67 NGN = 6,983.33 NGN



Total interest: 20,000 NGN * (19% / 360) * 91 days = 960.56 NGN

Total cost of refund: 20,000 NGN + 960.56 NGN =20,960.56 NGN



Several steps to get your loan.

1.Install the Secucash APP from the Play Store.


2.Register and fill out basic information.

3.Apply loan online and easy to get approved .

4.Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.



Requirements:


1. Nigeria Resident.


2. 20-55 years old.





Address: GRA, Ikeja, Lagos, Nigeria


*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
Jun 10, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
38.2K reviews
joseph akpough
September 14, 2022
The card binding is difficult. I tried binding my bank card for more than 3 days it's not binding.what is the issue. The developer should work on this please. The registration process is very easy but only card binding that's issue. I will complete the 5 stars if my loan is approved. This app is a fraudulent app true as some people have mentioned in their reviews that this app is a scanned but I don't agree only today when they have dedicated my 5000 from my account.
145 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
June 21, 2023
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via secucashcustomercare@gmail.com and we will be happy to help you further.
Okoro Chinemere wilfred
May 2, 2024
After making full payment your loan app has failed to ratify the payment but instead they're increasing the interest as I speak. I repeat after paying in full it did not reflect rather the loan amount is still increasing which I'm very certain I'll never pay because I've paid in full aready, I made sure I paid to the last kobo. I tried complaining to the customer care email you provided only to get the notification that it's an invalid email address Your loan app is a big thumbs down for me
34 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
May 22, 2024
We regret to note this. Please contact us at secucashcustomercare@gmail.com with your contact details so that we can address your concern.
Rutg Agi
May 9, 2024
This is the worst app ever, they are not sincere at all, I transfered some money into their account unknowingly, without owing them, I tried contacting their customer care, there is no number on the app, I got their official email on playstore here, sent them an email to that effect asking them to do a refund, with the screenshot of the transaction receipt generated from my app and the transaction ID, I've sent over 5 emails these people have refused to respond to it, I'm so disappointed.
28 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
May 22, 2024
We regret to note this. Please contact us at secucashcustomercare@gmail.com with your contact details so that we can address your concern.

What’s new

bug fixed

App support

About the developer
INSTAWAVE INTERNET TECHNOLOGY LIMITED
customer@secucash.vip
Building No. 15 Allen Avenue Ikeja Lagos Nigeria
+234 913 936 8400

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