41.3K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
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About this app

Secucash-Instant Online Loans



Secucash instant loans — no collateral, online loan app offers:

- Get an account number and use it to receive money from anyone in Nigeria

- Add money to your account

- Send money to any bank account for FREE

- Apply for loan and receive it instantly

- Pay your bills

-We are the same loan software as PalmPay, Palmcredit, Tloan, and Branch



Loan Products

Our Online Fund Loan Products

1. Loan period: 91 days to 180 days

2. Maximum loan limit: 1,000 NGN - 100,000NGN

3. Low interest (maximum APR): 19% per year



For loans of 20,000 NGN with a term During 91 days, the fees charged are as follows:



Monthly interest rate : 19% / 12 = 1.58%

Monthly interest : 20,000 NGN * 1.58% = 316.67 NGN

Total monthly payment :20,000 NGN / 3 + 316.67 NGN = 6,983.33 NGN



Total interest: 20,000 NGN * (19% / 360) * 91 days = 960.56 NGN

Total cost of refund: 20,000 NGN + 960.56 NGN =20,960.56 NGN



Several steps to get your loan.

1.Install the Secucash APP from the Play Store.


2.Register and fill out basic information.

3.Apply loan online and easy to get approved .

4.Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.



Requirements:


1. Nigeria Resident.


2. 20-55 years old.





Address: GRA, Ikeja, Lagos, Nigeria


*Please note we will give you several options for you to select when do you want to repay the loan.
Secucash-Instant Online Loans
Updated on
Aug 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

41.1K reviews
Bidemi Ologan
September 17, 2026
I think 🤔 if you're looking for trust worthy loan app with easy and saving someone financially just by lending just try this app and feel the smile prove i mean when you're heart is filled with excitement..giving you 5star is more than that ✅
11 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
October 8, 2026
Hi, thank you very much for your feedback.
John Udoh
October 9, 2026
This is unfortunate. I've always heard people complain of loan apps that make it difficult for the debtor to repay the loan, never thought it will happen to me. please Secucash give me your payment center so I can repay the loan I got from you. I am not comfortable giving you my debit card details,I should be able to repay anytime before the deadline. Provide your bank account so one can easily repay. This is why reviewers are classifying you as scammers. I'm waiting... pls update your app
5 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
October 26, 2026
Hi, we'd love to help you. Please write to customer@secucash.vip and our team will help resolve your issue quickly.
Valerian Val
September 15, 2026
stress free process and friendly duration. Even if my loan is fails approval, I still feel the app is cool.
4 people found this review helpful
INSTAWAVE INTERNET TECHNOLOGY LIMITED
October 8, 2026
Hi, thank you very much for your feedback.

What’s new

bug fixed
Content rating
Everyone
Learn more

App support

About the developer
INSTAWAVE INTERNET TECHNOLOGY LIMITED
customer@secucash.vip
Building No. 15 Allen Avenue Ikeja Lagos Nigeria
+234 913 936 8400