Nichomez

Nichomez

About this app

Nichomez — Growing together

Nichomez is the mobile app for members and officials of help groups, GROUP/SACCOs, and cooperatives in Kenya. Sign in to your organisation’s workspace to manage savings, loans, and payments in one secure place.

FOR MEMBERS
• View your dashboard, balances, and account status at a glance
• Make and track contributions and share capital
• Apply for loans, view schedules, and repay instalments
• Use your e-wallet and M-Pesa (STK push and paybill) where your GROUP/SACCO has enabled them
• Download contribution and loan statements
• Receive notices, reminders, and updates from your organisation
• Manage your profile and stay connected to your GROUP/SACCO

FOR OFFICIALS & ADMINISTRATORS
• Member management, approvals, and role-based access
• Post contributions, loan repayments, and treasury activity
• Run reports, arrears views, and organisation settings
• Communications, notices, and operational workflows

BUILT FOR REAL GROUP FINANCE
Nichomez supports the day-to-day financial life of member-based organisations: ledgers, contributions, loan lifecycle, fines, dividends, debt collection programmes, and referral incentives — with each GROUP/SACCO keeping its own policies and records.

PAYMENTS & SECURITY
• Encrypted connections to Nichomez servers
• Organisation-specific payment references for reconciliation
• Privacy policy and terms linked in the app
• Account deletion for unpaid demo/trial logins via nichomez.com/account-deletion (live members are managed by their GROUP/SACCO officials)

IMPORTANT
Nichomez is a technology platform used by GROUP/SACCOs and similar organisations. It is not a bank, does not provide personal loans directly, and does not hold your money outside your organisation’s configured accounts and policies. Lending, savings rules, and membership are governed by your GROUP/SACCO.

GET STARTED
You need an account from your GROUP/SACCO or organisation administrator. Existing web users can sign in with the same credentials at api.nichomez.com.

Support & policies: nichomez.com
Privacy: nichomez.com/privacy-policy
Terms: nichomez.com/terms-of-service

What’s new

True-loss risk on the dashboard when loan recoverable today exceeds refundable savings + dividends outlook, and arrears are 90+ days past due