Fumet

Shivansh Nigam

About this app

Fumet is a modern, premium personal finance and smart budgeting app designed to help you pace your spending, split bills seamlessly, and keep your data completely private.

Say goodbye to complex spreadsheets and hello to a beautiful, intuitive interface that tells you exactly how much you can spend today without hurting your long-term savings goals. 🚀

💎 Key Features
🛡️ 1. Zero-Knowledge Privacy & Encryption
Your financial data is yours alone. Fumet uses state-of-the-art client-side encryption.

Set your custom sync passphrase.
All data is encrypted locally before syncing to the cloud.
No one—not even us—can see your transactions, account balances, or financial details.
⏱️ 2. Dynamic "Safe-to-Spend" Pacing
Traditional budgets fail because they are static. Fumet introduces real-time pacing calculations:

Simply enter your monthly income and savings target.
The app automatically calculates your daily spending allowance.
Tells you exactly how much you can spend today based on what you spent yesterday.
If you overspend today, the app adjusts tomorrow's allowance to keep you on track!
👥 3. Smart Split Ledger (Separate Friend Balancing)
Splitting bills with friends has never been cleaner or more transparent:

Split expenses between multiple friends (e.g. roommates, group trips, dinner bills).
Calculates exact individual shares.
Settle with friends individually—Aakash can pay his share back without affecting Priya's outstanding balance.
Automatically creates repayment transactions to keep your cash flow accurate.
🤖 4. AI-Powered Financial Counsel & Alerts
Get automated, intelligent insights without lifting a finger:

Receive category warnings if you're approaching your custom category limits.
Smart inbox alerts warn you about upcoming subscription renewals.
Interactive AI advice tells you if a major purchase is affordable based on your current pacing.
🔄 5. Subscription & Bill Tracker
Never get caught off-guard by a recurring charge again:

Track all your active subscriptions (Netflix, Spotify, gym memberships, etc.) in one place.
View total monthly commitment costs.
Get pro-active alerts before a subscription renews.
📊 6. Premium Interactive Analytics
View clean, visual breakdown charts of your expenses.
Track where your money goes with custom categories and subcategories.
Clean dark mode interface designed to make money management feel premium and stress-free.
🌟 Why Choose Fumet?
No Ads, No Tracking: We don't sell your data.
Offline First: Enter transactions instantly, even without an internet connection.
Instant PIN Access: Secure local session lock keeps your data safe from prying eyes on your device.
Start pacing your money, protecting your privacy, and crushing your savings targets today!

Download Fumet now! 📲