BachatGat: AI-सक्षम बचतगट ॲप

bachatgroup.com

About this app

BachatGat (बचतगट 2.0) is India's 1st AI-Powered, 100% transparent digital accounting, passbook, and loan management platform designed specifically for Self Help Groups (SHGs / बचत गट), microfinance circles, and rural community savings clubs.

Eliminate paper registers and accounting disputes! Group leaders (Adhyaksha / Sachiv) and members can manage savings, installments, loans, interest, and dividends on their mobile phones with AI assistance and mathematical precision.

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🌟 Key Features of BachatGat 2.0:
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✨ 1. India's 1st Multilingual AI Voice & Chat Assistant:
• Speak or type: Tap the mic and speak in Marathi (मराठी), Hindi (हिंदी), or English.
• Instant Financial Insights: Ask 'What is my remaining loan?', 'When is my next installment due?', or 'What is our total group balance?' and get verified answers in seconds.
• 1-Click AI PDF Generation: Ask AI to instantly download monthly meeting balance sheets and passbook statements.
• 100% Private & Safe: Strict multi-tenant isolation guarantees complete privacy for your group's financial records.

📱 2. 24/7 Live Member Digital Passbook:
• Every group member gets a personal digital passbook on their smartphone.
• Real-time updates on monthly savings, current balance, active loans, and penalty history.
• Complete transparency for members who cannot attend meetings in person.

💰 3. 1-Click Meeting Installment Collection:
• Record monthly contributions for all group members in seconds during meetings.
• Automated late fee/penalty calculations with integrated penalty waiver support.
• Instant tracking of pending versus collected installments.

🤝 4. Smart Internal Loan & Interest Management:
• Transparent loan disbursement and monthly repayment tracking.
• Mathematically verified interest engine that separates principal and interest.
• Clear installment amortization and upcoming payment reminders.

📈 5. Transparent Time-Sliced Profit Engine:
• Automated dividend distribution based on each member's tenure and deposit dates.
• Eliminates disputes and ensures 100% fair and audit-ready profit sharing.

📑 6. Instant Balance Sheets & Audit PDF Export:
• Generate comprehensive monthly meeting balance sheets in one click.
• Download and share clean, professional PDF reports via WhatsApp for annual bank audits and group meetings.

🔒 7. Enterprise-Grade Security & Cloud Sync:
• 256-bit SSL encrypted communication with secure cloud persistence.
• Never lose group records even if mobile devices are lost or upgraded.
• Role-based security for Admins, Members, and Agents.

🇮🇳 8. Multilingual Accessibility:
• Full voice recognition and UI support in Marathi (मराठी), Hindi (हिंदी), and English.

💳 9. Direct UPI QR License Renewal:
• Seamless annual subscription renewal via UPI (Google Pay, PhonePe, Paytm, BHIM) with automated 12-digit UTR verification.

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👥 Who is BachatGat for?
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✔ Women Self Help Groups (Mahila Bachat Gat)
✔ Men & Farmer SHG Savings Clubs (Kisan Bachat Gat)
✔ NRLM / MSRLM (Umed) Microfinance Federations
✔ Community Thrift & Credit Societies
✔ Village Animators, Group Presidents & Treasurers

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📞 Support & Contact:
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🌐 Website: https://bachatgroup.com
📧 Support Email: [e-mail]
🛡️ Privacy Policy: https://bachatgroup.com/privacy

Download BachatGat today and bring digital empowerment, AI intelligence, and complete transparency to your Self Help Group! 🇮🇳

What’s new

Support to latest android version