Bharat by Niyo

Finnew Solutions Pvt. Ltd.

About this app

Dear Valued Users

This release is packed with powerful enhancements and features designed to make managing your finances easier and more rewarding than ever. Whether you're a hardworking professional or simply looking for a hassle-free banking experience, we've got you covered.

What's in it:
📈 Account Balance & Transactions: Your financials, at your fingertips! Check your balance and statements whenever, wherever.
📥 Statement Downloads: Need a copy? We've got you back! Download statements on the fly, hassle-free!
💳 In App Card Control: Empower users to manage their payment cards seamlessly within your app for added security and convenience.
🌟 Quick Money Transfers: Send money like a pro with our turbocharged money transfer feature – it's lightning-fast and ultra-reliable!
💲 Instant Recharges & Bill Payments: Recharge your phone, pay those bills, and conquer the world, all with a few taps. Say goodbye to queues and hello to convenience!
🛡️ Insurances & Loans: Financial freedom beckons! Explore our array of insurance plans and loans to turn your dreams into reality.
💼 Easy Job Search: Streamline your job search with our app's comprehensive job search feature, connecting you with the perfect opportunities effortlessly.
GIFT Exclusive Offers: The icing on the cake! Dive into our exclusive offers, tailored just for you. Savings, rewards, and surprises await!
📢 Multi-Language Assistance: Explore our app with ease, thanks to multi-language support and audio assistance features that cater to your preferences and accessibility.
Ready to take the leap into financial awesomeness? Download the latest version now and elevate your financial game! We thrive on your feedback, so don't hesitate to share your thoughts through the app.

Thank you for choosing Niyo Bharat as your financial partner. Stay financially secure, stay connected, and stay ahead with Niyo Bharat!

,

NBFC Declaration: Niyo Bharat acts as a digital lead partner for the non-banking financial institutions licensed by the RBI. We are currently operating in digital loans in partnership with mPokket (mPokket Financial Services Private Limited).
Partner Website- https://mpokket.in/digital-lead-partners

Doesn't matter even if you are new to credit, you can get instant cash loans & easy EMIs with minimal documentation & small transaction fees.

Loan amount - Rs 500 to Rs 10,000
Interest rates - from 1% to 4% per month
Tenure - 61 days to 120 days
Processing & Loan Management fees range between Rs 50 to Rs 200 (+18% GST) depending on the loan amount with maximum APR of 142%.

For example, for a personal loan of –
Loan amount - Rs 2000
Tenure – 3 Months
Interest Rate – 24% Per annum
Processing & Loan Management Fee - Rs 200
GST on Processing Fee - Rs 36
Total Interest - Rs 120
APR – 71%
Loan amount is Rs 2000.
Total Loan repayment amount is Rs 2356 inclusive of interest and all the other fees.

Our RBI registered NBFC partner, mPokket Financial Services Private Limited, is legally compliant and well regulated.

Ratings and reviews

After the update im not able to log in my account. Error shown is request time out and its an emergency I want to forward the payment urgent

After the update I am not able to login my account. Moreover I am not to contact any customer care service.

totally worst app. It's old version was too good n flexible but this one is totally useless. Nothing is working good. Even i can't send money to anyone it only shows "Transfer scheduled successfully" n after that nothing is happening. I'm trying to send money again n again but it still same. I hope u guys reply n fixed it.