USAA Pay As You Drive

274 reviews
Content rating
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About this app

Take control of your monthly car insurance rate with Noblr. With our app, you can get help when you need it most and keep track of your driving behavior. By looking at things like miles driven, how hard you hit the brakes, and whether you drive with your eyes on the road or on your phone, we can give you a fair rate based on how and how much you actually drive.

We know that good drivers pay too much for insurance. Better drivers can get much better rates when your price is based on when, where, how well, and how much you drive. By choosing to mindfully monitor your own driving, you’ll know exactly what goes into calculating your rate every single month. This way the only surprises are the good kind, like savings of up to 51%.

Potential savings estimate is based on a sample risk profile of one driver/one vehicle compared to a leading auto insurer’s rate without a telematics discount.


Noblr is a new kind of car insurance that aims to create friendlier roads for everyone by rewarding good driving habits. These roads start with us being a bit more thoughtful, which is why we calculate your monthly rate by looking at how you drive each month, not just your driving history.

Disclaimer: Individual savings vary. Policies issued by NOBLR Reciprocal Exchange, San Francisco CA, a USAA company. To the extent permitted by law, participants are individually written, not all applicants may qualify. Coverages and availability varies by state. Eligibility rules apply.
Updated on
Jul 14, 2022

Data safety

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274 reviews
A Google user
November 17, 2019
It's exactly what I signed up for. I read the one-star reviews and those people clearly don't read before they sign up for stuff. Yes, it drains your battery (like every app that uses CONSTANT location services). Almost every insurance company offers something similar: a mobile app that tracks your location and sucks power, but on the flip side it makes your insurance cheaper. That's the point. My only complaint is the app needs to be manually updated and it frequently misses my drives.
19 people found this review helpful
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Tyler Jackson
May 21, 2021
Things were fine up til about a week ago when battery drain started sucking the life out of my phone. I've been with Android since its inception; I know all the tricks of the trade to allow an app to run in the background without it doing this. There needs to be an update or something. Also there needs to be a vacation mode. I'm not home currently and am not driving but have to constantly go in and delete trips or change the type. Very annoying.
13 people found this review helpful
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Noblr Inc
May 27, 2021
Hi Tyler, we're unsure why you're experiencing a battery drain issue, so if you'd like to call us on 877-236-6257 we'd be happy to look into this with you. If you're out of the country, just let us know and we can "pause" your app. Otherwise, you have up to 2 weeks to make trip corrections, so can go in and adjust trips at the end of your vacation.
October 20, 2021
Noble insurance is great. They charge you for how you drive and tell you how to drive to save money. I had a glass claim that was quick and easy. The app itself has some features I don't like but all very minor. Do I really need the Noblr icon on my notification bar at all times! I have no idea where others get some of these complaints. Draining battery? Mine's never more than 2%. Occasionally, my settings get changed and I'm notified and given ample time to fix. Never been charged extra.
11 people found this review helpful
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What's new

Introducing new colors for the app!