Noburo Financial Welfare Application For employees at all levels
*** For employees of companies that are partners with Noburo only ***
Noburo, an app that will help you manage your debt and have easily saved hundreds of thousands With the principle of knowledge and capital (noburo as a loan facilitator)
Features of "Noburo"
- Record income-expenses, pay debts, savings
- Recommend efficient spending By categorizing expenses
- Summary of financial information, easy to understand
life balance sheet
- Record assets and liabilities To see a simple financial overview
Debt relief plan
- Recommend debt repayment management step by step
- Connect loan withdrawals From credit companies that are partners with Noburo and is under the supervision of the Bank of Thailand (lending partner)
- Maximum credit limit 150,000 baht
- Interest 15% per year (1.25% per month) reduce interest (Maximum APR is 15%)
- Repayment period from 2-36 months.
- Application fee For using credit through Noburo, 50 baht per month, excluding VAT, with a service charge until the loan runs out.
- Ask for the company code. LINE@: @noburo1
Example of interest calculation Interest rate 15% in general case
Received a loan on the 10th day of the 9th month in the amount of 10,000 baht.
The accounting period is cut off on the 15th of the 9th month.
The loan company charges interest from the day the loan is received until the cut-off date.
- Interest (principal x interest rate x number of days)/(365) = (10,000 x 15% x 5)/365 = 20.55 baht
- Total debt as of 15th month 9 (principal + interest as of current period) = (10,000 + 20.55)/365 = 10,020.55 baht
- Minimum payment amount (principal x % minimum payment of remaining principal) = (10,000 x 10%) = 1,000 baht
The customer must pay within the 30th day of the 10th month.
Financial knowledge mission
- Debt management
- Reduce unnecessary and necessary expenses
- Savings and investment
With a new mission including work, health, relationships, and society to develop yourself and fulfill the stability of life in a sustainable way