EMI Calculator & Loan, FD, SIP

NorthApps Studio

About this app

EMI Calculator is a financial calculation app created to help users estimate loan EMI, investment returns, GST amounts, salary breakup, and affordability using clear and accurate calculations.

This app works strictly as a calculation and estimation tool, helping users understand financial numbers before making decisions.

Loan Calculator

• EMI Calculator (with Amortization Schedule)
• Loan Comparison Tool

Calculate monthly EMI, total interest payable, and principal amount breakup.
View a clear year-wise amortization schedule showing repayment progress and interest distribution.

Compare two loan offers side by side. View differences in EMI, total interest, and overall savings. Export comparison results as PDF.

Investment Calculators

• SIP Calculator (Monthly & Lumpsum)
• FD Calculator (Fixed Deposit)
• PPF Calculator
• RD Calculator (Recurring Deposit)

Estimate investment growth using standard compound interest formulas.
Track long-term returns with charts and year-wise growth timelines.

Includes:

• TDS calculation in FD
• Senior citizen interest option in FD
• Multiple compounding frequency options

Tax & Financial Planning Tools

• GST Calculator
• Salary Planner
• Rent vs Buy Analysis
• Can I Afford Calculator
• Currency Converter

Calculate GST amounts easily.
Analyze rent versus buy scenarios.
Check affordability before planning large expenses.
Convert currencies easily using a simple interface. Live exchange rates require an active internet connection.

Key Features

• Real-time calculation updates
• Clean and simple user interface
• Principal vs interest breakup
• Pie chart and growth visualizations
• Save calculations for future reference
• Auto-saved recent history (last 10 calculations)
• Amortization schedule for EMI
• PDF export for selected calculators
• Dark mode support

Who Can Use This App

• Individuals planning loan EMIs
• Investors estimating SIP, FD, PPF, or RD returns
• Salaried professionals managing GST and salary calculations
• Users evaluating affordability before purchases
• Students learning financial concepts

Disclaimer

This application is intended for calculation and estimation purposes only.
It does not provide financial, tax, legal, or investment advice.

All results are based on standard calculation formulas and user-entered values.
Actual outcomes may vary depending on individual circumstances and external factors.

The developers are not responsible for any financial decisions, losses, or consequences resulting from the use of this app.

Privacy & Support

• No personal or financial data is collected
• No login or registration is required

Website: https://northapps-dev.github.io/
Contact: [e-mail]

What’s new

What's New in v1.0.3

Bug fixes and performance improvements for a smoother experience.

• Improved EMI Calculator with better PDF export
• Improved Loan Comparison tool with accurate tenure display
• Fixed SIP Calculator auto-save issue
• Better UI for light & dark mode
• Faster loading & smoother animations