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About this app

Join 600,000 others and improve your personal finances with Northmill.

We are the highest rated bank in Sweden with 4.7/5 on Trustpilot. Our most important task is to improve your finances by using the latest technology, doing things together and never losing the personal touch.

With our app, you can easily manage your card, your savings, as well as loans and insurances in one and the same place. We are constantly developing our services and gratefully accept improvement suggestions and opinions!

- Free card & account with interest
A card free of withdrawal fees or annual fees and without currency surcharges when you go abroad. In addition, you get 2% savings interest on the account from the first day. Choose for yourself between a purple or green card in recycled plastic and get access to the card directly with Google Pay. Don't miss the chance to get Sweden's best-looking bank card in our opinion.

- Save money
Are you looking for a savings account with a government deposit guarantee? With us, you can open a savings account and get up to 4.05% interest so that your money earns money. The best saving is what happens and the sooner you start, the better. Start saving today and you'll thank yourself later.

- Collect your loans
With Reduce, you can consolidate your loans and credits up to SEK 300,000. If you meet the conditions stated on our website, we can guarantee you a reduced interest rate. Why have several loans instead of one and the same, and why pay more than you need every month?

- Borrow money
Via our account credit Revolve, you can apply for up to SEK 50,000. You benefit from individual interest rates, flexible transfers and flexible repayment. You only pay for the amount you withdraw and you can keep the rest as a safe buffer! Unlike a credit card, you therefore do not have to pay an annual fee for the buffer if you have not used it.

- More to come...
Always keep an eye out - there is a lot going on with us and together with you we are building the bank of the future. That means more is coming - all the time.

About Northmill
* Northmill Group AB (publ) was founded in 2006 and owns Northmill Bank AB and Northmill Flo AB. The group has 160 employees and operations in Sweden, Norway, Finland and Denmark. Northmill Bank AB is supervised by the Financial Supervisory Authority and covered by the Act (2004:297) on banking and financing operations.

* Warranty conditions for Reduce
The guarantee for Reduce applies under the terms and conditions specified in the document "Guarantee terms for Reduce collective loan". These are available on the Northmill website under “Terms and Conditions”.
Payback period for Reduce is between 1 and 15 years.

* Stated Interests
All stated interest rates are current as of September 7, 2023. Interest rate changes may occur and we will update here as soon as possible, see the website for up-to-date information.

* Price example - Revolve Kontokredit
Individual interest rate 7.9% - 24.9% (Effective interest rate 9.22% - 31.47%)
For a credit of SEK 25,000 at 16.9% annual interest (variable) over five years with 60 repayments, a withdrawal fee of SEK 195 and a monthly administrative fee of SEK 19, the monthly amount is SEK 644 (a total of SEK 38,629) and the effective interest rate is SEK 20, 34%.
Updated on
Apr 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted