3.0
72 reviews
5K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Our motto is simple: Plan Ahead. Play Now. We’re giving you the tools, the features, and the banking app to anticipate your future while conquering today. Are you ready?

PLAY NOW.
ZYNG ROUND UP AND MATCH^
Save. Spend. Earn. We give you real cash every time you use your debit card with ZYNG Round Up & Match.

Here’s how ZYNG^ works:
Open your ZYNLO More Spending checking account1 and a Tomorrow Savings account,2 then use your ZYNLO debit card.
We’ll round up each debit card transaction to the nearest dollar, match your roundup, and move that extra money into your Tomorrow Savings Account. The more you use your debit card, the more often we’ll round up and match.
EARLY PAYDAY*
If your employer offers direct deposit and uses a participating direct deposit service, ZYNLO gets you paid up to two days faster* than you normally would.

NO FEES:
No ATM Fees. No monthly bank account fees.
No account balance minimums. No transaction limits.

HIGH-YIELD CHECKING
We think a checking account should earn big interest, too.

PLAN AHEAD.
SAVINGS GOALS
Whether you’re thinking about a new car, your next vacation, or your best retirement life, it’s super-easy to set up personalized Savings Goals and reach them faster.

SPENDING INSIGHTS
Create custom spending folders to see exactly where your money is going. Because knowing how you spend can help you save.

HIGH-YIELD SAVINGS
Your ZYNG Roundup and Match^ and Savings Goals live in a high-yield savings account, where your money is making money.

SECURITY
Lock and unlock your ZYNLO debit card with a single tap. Set or reset your PIN. Protect yourself with privacy controls. And every deposit you make at ZYNLO is 100% insured by the Federal Deposit Insurance Corporation (FDIC).

^ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match.

1More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 02/01/24 and is subject to change without notice. Fees may reduce earnings. Competitive rates are reviewed periodically.

2Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 02/01/24 and is subject to change without notice. Fees may reduce earnings. Competitive rates are reviewed periodically.

*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
Updated on
May 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
69 reviews
Pelusa Woman
October 24, 2022
The new release is more friendly and less terse xxx than the old one. It does have some bugs, though. If you mess up your login, or after using and you log out, app is covering your phone buttons so you can't dismiss the app or start another app. I miss the "out the door" icon in the upper corner. Now, I have to hunt for "log out" on one of the menus.
4 people found this review helpful
Did you find this helpful?
PeoplesBank - Holyoke, MA
December 30, 2022
Hello there, Thank you for your feedback and four-star review! We are happy to hear that you are satisfied with your app experience overall. Your ZYNLO team.
Kurtis Vandevender
March 5, 2024
Hey Zynlo, please fix your app, it keeps crashing and you can't login! Edit: I found the fix with this. The issue was with the goals folders and selecting my own pic for them. I deleted all of my goals and the app works fine. Select stock photos for the goals.
Did you find this helpful?
PeoplesBank - Holyoke, MA
March 11, 2024
Hi Kurtis! We sincerely apologize for the issue you have experienced. Thank you for your feedback to help us improve our app and its features. We are thrilled to have you banking with ZYNLO! - Your ZYNLO Team
Robert Allen
March 13, 2024
The zynlo app is a joke, I'm trying to reset my password and username and it keeps telling me that "token" was sent to my email but nothing ever shows up and I've tried both my emails and still nothing but also tells me that maximum number of attempts have been made and my acct has been locked, how can it be locked when nothing shows in my email???🤬🤬🤬
Did you find this helpful?
PeoplesBank - Holyoke, MA
March 13, 2024
Hi Robert! We sincerely apologize for the issues you are experiencing. We'd love to help troubleshoot further with you. Please email or call us at support@zynlobank.com or 1-844-996-5622. We have a team of real humans available 24/7/365! - Your ZYNLO Team

What's new

This version includes accounts page enhancements, bug fixes, and more.