850 reviews
Content rating
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About this app

NEO is the first digital Visa Card in Iraq!

Joining is super easy! You can create an account directly on your phone in minutes.

The Card is available instantly. Recharge your NEO Wallet from an authorized Agent and instantly get a Digital (Virtual) Visa Card on your phone for online and e-commerce shopping.

NEO Virtual Visa Cards can be used for making secure online payments on millions of apps, games and websites.

More Card Programs will be available for you VERY soon.

NEO Wallet is rechargeable at authorized NEO Cash Agents. And you can find their location in the App.

NEO is a product of INC.

INC was founded with the belief that money should become digital. Our mission is to help every Iraqi citizen get his first digital payment on NEO.

INC is an Iraqi company registered in Iraq and licensed to conduct business.
Electronic payment from the Central Bank of Iraq No. (7) based on the Law of the Central Bank of Iraq No. (56) for the year 2004

NEO Features

Mobile Sign Up

● The first fully digital ‘KYC’ sign up, directly from your phone
● In a few minutes you will get accepted and can get started

Instant Digital Card Issuance

● Deliver virtual cards instantly in-app
● It’s a Visa card! Accepted on millions of online merchants
● In-App Card Activation

Smart Payments Feed

● Real time payment and push notifications
● Display and highlight transaction details
● Merchant Analytics

Powerful Payment Search

● Instantly search any payment done in the past
● Search by Time, Category, Merchant or Location
● Get results in real time

Auto Payment Categorization

● Machine learning driven payment categorizations
● Auto clean up of Merchant name and details
● Personal tagging of specific transactions

Safe & Secure

● Fingerprint and Biometric Access
● Advanced features to keep you and your money safe

24/7 Support
+964 770 085 00855
Updated on
Oct 18, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, Financial info, and Files and docs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

836 reviews
A Google user
March 15, 2020
It is an awesome app! Secure and elegant; with an artistic touch! More importantly; the customer- company relationship is great! They are ahead of you in all aspects! They really know what you need! I feel lucky being a customer provided with high quality service!
30 people found this review helpful
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Dana Marduk
October 28, 2023
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Zain Al-Azzawi
August 9, 2023
Buggy application experience, no notice for card removal inside the app even before card expiration! I would never recommend such payment method to anyone.
5 people found this review helpful
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What's new

New Cards products: Platinum & 964 Dinar Card