Montra — Personal Finance Tracker & Expense Manager
Take control of your money with Montra, the offline-first budget app and expense tracker that keeps your financial data entirely on your device. No sign-up. No cloud. No ads. Just you and your numbers.
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WHAT YOU CAN DO
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• Log income, expenses, and transfers across multiple accounts and wallets
• Organise spending with fully customisable categories
• Track loans — record money you lent or borrowed, with repayment history
• View a monthly report with category breakdowns and net income summary
• Export transactions as CSV for spreadsheets or accounting tools
• Back up all your data to JSON and restore it anytime
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ACCOUNTS & WALLETS
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Manage cash, bank accounts, cards, or any wallet in one place. See the balance, full transaction history, and running totals for each account at a glance.
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EXPENSE & INCOME TRACKER
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Log any transaction in seconds: category, account, amount, date, and notes. Search and filter your spending history however you need it. Know exactly where your money goes every month.
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LOAN TRACKER
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Never lose track of who owes you — or what you owe. Record loans with names, amounts, and notes. Mark repayments and close loans when they're settled. Great for splitting bills, lending to friends, or tracking personal debt.
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MONTHLY BUDGET REPORT
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See a clear monthly breakdown of your income and expenses by category. Spot where you overspend, compare months, and make smarter money decisions — no spreadsheet needed.
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BACKUP & RESTORE
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Your data belongs to you. Export a full backup anytime as a JSON file and import it on any device to restore everything — accounts, transactions, categories, and loans — in one tap.
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PRIVACY FIRST
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Montra is built around one principle: your financial life stays on your phone.
✓ No account or sign-in required
✓ No servers — data never leaves your device
✓ No analytics, no tracking, no ads
✓ Offline-only: works without any internet connection
✓ Clear all data anytime from Settings
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Montra is a personal record-keeping tool. It is not a bank, payment service, or financial advisor. All information entered is stored locally on your device for your own reference only.
Track expenses, budgets & loans offline — no account needed. Privacy first.