Ohere Credit helps working Nigerians access fairer credit, build a credit score, and manage repayments in one app.
Whether you are a teacher, trader, driver, office worker, freelancer, or business owner, Ohere is built to help you access credit with more transparency and control.
With Ohere, you can:
• Apply for credit in one app
• Complete your credit assessment
• Access your Ohere card and starting limit if approved
• Spend now and repay within your billing cycle
• Get up to 42 days interest-free on eligible repayments
• Extend your due date by 7, 14, or 21 days for a small fee when you need more time
• Track your credit score
• Grow your credit limit with consistent repayment
• Use AutoPay to avoid missed due dates
How Ohere works:
1. Create your account
2. Complete your assessment
3. View your eligibility and credit profile
4. Get approved and access your card
5. Use your credit for everyday needs, emergencies, or business expenses
6. Repay on time and build your score over time
Why choose Ohere Credit?
• Fairer access to credit
• Flexible repayment options
• Clear billing structure
• No hidden fees
• Built for everyday Nigerians
Ohere is designed to help users access credit with dignity, transparency, and control.
Need help? Reach out through the app or via Ohere support.