Content rating
Mature 17+
1K+
Downloads
Content rating
Mature 17+
Cash Rewards
Learn more
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About this app

Ohere Credit helps working Nigerians access fairer credit, build a credit score, and manage repayments in one app.

Whether you are a teacher, trader, driver, office worker, freelancer, or business owner, Ohere is built to help you access credit with more transparency and control.

With Ohere, you can:
• Apply for credit in one app
• Complete your credit assessment
• Access your Ohere card and starting limit if approved
• Spend now and repay within your billing cycle
• Get up to 42 days interest-free on eligible repayments
• Extend your due date by 7, 14, or 21 days for a small fee when you need more time
• Track your credit score
• Grow your credit limit with consistent repayment
• Use AutoPay to avoid missed due dates

How Ohere works:
1. Create your account
2. Complete your assessment
3. View your eligibility and credit profile
4. Get approved and access your card
5. Use your credit for everyday needs, emergencies, or business expenses
6. Repay on time and build your score over time

Why choose Ohere Credit?
• Fairer access to credit
• Flexible repayment options
• Clear billing structure
• No hidden fees
• Built for everyday Nigerians

Ohere is designed to help users access credit with dignity, transparency, and control.

Need help? Reach out through the app or via Ohere support.
Updated on
Jul 11, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Welcome to Ohere Credit — your smart credit companion.

- Apply for a credit line in minutes.
- Get real-time credit assessment and decisions.
- Qualify for a secured or unsecured credit line.
- Manage repayments with ease.
- View transaction history and spending insights.
- Track your credit score history and get improvement tips.

What’s new in this update:
- Improved credit application flow
- Stability and performance improvements.
- Clarity on product details before credit application
Content rating
Mature 17+
Cash Rewards
Learn more

App support

Phone number
+2348140279037
About the developer
OHERE TECHNOLOGIES LIMITED
hello@ohere.credit
92 Adeola Odeku Victoria Island Lagos Nigeria
+234 814 870 3045

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