Unacash โ Loan & Amortization Tracker, Simplified.
Take full control of your financial life with Unacash, the all-in-one personal finance and investment tracker built for the Philippines. Whether you're computing a car loan amortization, tracking your Pag-IBIG MP2 savings, or managing multiple loans, Unacash brings your entire financial world into one place.
๐ Key Features
Net Worth Dashboard: Get an instant snapshot of your financial health. Track total investments, absolute returns, XIRR, and upcoming due dates on a single screen.
Investment Tracker: Monitor mutual funds, UITFs, time deposits, stocks, gold, and more. Auto-calculate XIRR and current portfolio value effortlessly.
Goal-Based Planning: Set milestones (house, tuition, emergency fund) and track your progress with clear visual indicators.
Loan & Amortization Manager: Keep tabs on outstanding balances, repayment schedules, and upcoming due dates so you never miss a payment.
Privacy First: Your data stays on your device. No account or login required to use the calculators or track your wealth.
Premium UX: Built with Flutter for a smooth, responsive experience featuring a sleek Material Design interface and full Dark Mode support.
๐งฎ 25+ Philippines-Specific Financial Calculators
Get instant, accurate calculations across 6 major categories:
๐ฆ Banking & Loans: Monthly amortization, loan comparison, personal loan, car loan, housing loan, time deposit.
๐ค Savings: Regular savings, time deposit maturity, digital bank interest, emergency fund planner.
๐ Government Benefits: SSS contribution & salary loan, Pag-IBIG MP2, Pag-IBIG housing loan, GSIS, PhilHealth contribution.
๐ Investments: Mutual funds, UITF, cost averaging, lump sum, Retail Treasury Bonds (RTB).
๐ง Retirement: PERA, retirement pay, separation pay, SSS pension estimator.
๐ฐ Tax & General: BIR income tax, withholding tax, VAT, 13th month pay, inflation, future/present value.
Take charge of your financial future. Download Unacash today and start making smarter money decisions!