Able Money

Objective Measure

About this app

You're not incapable. You've just never had the right tool.

Most people know they should be doing more with their money. Saving more. Investing smarter. Paying down debt with a real plan. But knowing isn't doing, and most financial apps don't fix that gap. They track what already happened. Able helps you change what happens next.

Able is a financial companion built around three things that actually move the needle: your Score, your Plan, and your Momentum.

Your Score
Your Financial Health Score gives you a clear, honest snapshot of where you stand today. It looks at your income, savings, debt, investments, and retirement readiness, then shows you exactly where you're strong and where you have room to grow. No vague advice. No guessing.

Your Plan
A clear roadmap for your next right move. Able turns your score into a personalized plan, with the specific habits, goals, and steps that will move you forward. You always know what to focus on next, and why it matters.

Your Momentum
Real change, one step at a time. Able builds money habits through tasks and challenges you can actually accomplish. Small wins create real forward movement, and consistency builds confidence. This is how investing behavior gets built, not bought.

Built by a nonprofit. Backed by 50+ years of experience.

Able is a product of Objective Measure, a nonprofit dedicated to helping people see themselves as investors. It is grounded in the financial insights of Fred Martin, a professional investor with over five decades of experience, and it is built for real people who want real progress.

Whether you are getting out of debt, learning to save, or stepping into investing for the first time, Able meets you where you are and helps you take the next right step.

Financial health starts with clarity, not complexity.

What’s new

Bug fixes. Enhanced AI/chat functionality.